Managing your finances is an essential part of achieving your long-term financial goals. One powerful tool that can help you keep track of your finances is an effective budget, ensuring you allocate your income to the expenses that need to be paid and that you’re not left short at the end of each month. Take control of your finances today and follow the path to financial success with these 5 steps to creating an effective budget.
Topics: Budget, Financial Health, saving tips
Mortgage interest rates are expected to keep rising while inflation remains at an historic high*, leaving many homeowners concerned about the impact that increased mortgage repayments will have on their budget. While some may be facing real financial pressure, for others it’s likely a case of riding out the tough times, plugging away at the mortgage, and looking at ways to reduce household spending. Here are some thoughts on what to do about rising mortgage interest rates.
Topics: Budget, Financial Health, Financial Advice
New Year’s Resolutions aren’t the only thing on Kiwis’ minds at the start of a new year. Many New Zealanders start the year with significant debt and a big hole in the budget after overspending during the Christmas break. If you’ve been a little too festive during the festive season, it’s time to get your finances back on track. Follow these three steps to reign in your spending and start paying down your debt today.
Topics: Budget, Financial Health, Financial Advice
New year, new home? Whether you’re planning an extensive renovation or a simple freshen up to your home, before you rush out and start renovating it’s a good idea to think about these few things.
Topics: Finance, home, Budget, Home Renovations
The beginning of a new year is a good time to review your household budget. Perhaps you’ve overspent during the festive period and your debt has mounted up. You may be considering debt consolidation or other ways to cut back on expenses. If you’re struggling with debt or you find yourself constantly borrowing money from family or friends, it’s time to take control of your financial situation. Refinancing your mortgage could be the solution.
Topics: Refinancing Options, Budget, Home Loan, Debt
If 2017 is the year you kick your spending habits and get on the road to saving, then read on. When it comes to saving money, making a few changes to old habits can result in significant savings. To get your finances off to a good start in 2017, we’re sharing our top tips for saving.
Topics: Mortgages, Savings, Budget, Resolutions, 2017
