Downsizing in Retirement: The Physical, Mental & Financial Impact

Feb 22, 2024 11:50:00 AM

Homeowners reaching retirement age often think about downsizing the family home to help fund retirement. For those facing this decision, it’s important to consider the emotional, physical and financial impact that moving out can have. For older Kiwis who may be feeling the pinch, there are alternative finance options available, such as a reverse mortgage, that allow you to release equity from your home, without the need to make regular repayments. Find out if a reverse mortgage is right for you.


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Topics: Retirement, Financial Health, Health and Wellbeing, Buying and selling

Helping Clients Reach Their Property Goals

Feb 12, 2024 1:25:32 PM

‘It will all work out’ – How one mortgage adviser's trust in the journey has helped her clients reach their destination...

Annabelle (Belle) Lewis’ start to the financial advising industry was a unique one. Originally, she had planned to have a career in political science, but merely three weeks after graduating with a master’s degree in international relations and diplomacy, the overarching Covid pandemic hit, leaving her with little to no job prospects. In such a competitive industry, instead of letting the pandemic ruin her career plans, Belle strategically pivoted, and decided to focus her efforts on starting a career in financial advising.


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Topics: Mortgage Advisers, Home Loan, Health and Wellbeing

Navigating Divorce or Separation: What Happens to The Mortgage?

Jan 23, 2024 12:00:00 AM

Going through a divorce or separation is understandably unsettling, and having to divide shared assets – such as the mortgage – adds an extra layer of complexity. For those facing this situation, it’s important to understand how the mortgage may be affected, as well as the vital role mortgage advisers can play in helping clients navigate three common areas of conflict: managing mortgage repayments, buying out the other person, and agreeing when to sell.


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Topics: Health and Wellbeing, Property and divorce, Relationship Property

5 Secrets to Moving Home Like a Pro

Jan 22, 2024 12:00:00 AM

Moving home is often considered one of life’s most stressful experiences. Packing up the home, switching utility providers, and arranging movers are just some of the things that can add to the stress of moving home. Whether you’re moving down the road or across the country, moving to a new home can be a breeze with the right approach. From creating a well-organised plan to decluttering and packing efficiently, these five practical tips will help simplify the process and make your transition smoother.


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Topics: Moving House, Health and Wellbeing, Buying and selling

'Tis the Season to Save: Budget-Friendly Festive Ideas

Nov 27, 2023 12:00:00 AM

The festive season is upon us and while it's undoubtedly a time of great joy and celebration, it can also bring financial stress. At this time of year, the importance of mindful spending and smart budgeting is apparent, as households struggle with a rising cost of living and the added expense of Christmas. Navigate the festive season with these budget-friendly alternatives to traditional favourites that won’t leave you feeling like you’re missing out.


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Topics: Christmas, Christmas Debt, Health and Wellbeing

Safeguarding Your Finances Against AI-Driven Financial Scams

Nov 26, 2023 1:55:00 PM

In the ever-evolving tech landscape, artificial intelligence (AI) has become a powerful tool for various industries, including the financial sector. While AI brings immense benefits, it also poses new challenges, particularly when it comes to financial scams. Find out more about the potential risks associated with AI-driven financial scams in New Zealand and get valuable tips on how to protect your personal and financial information.


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Topics: Safety, Health and Wellbeing, Financial Advice

5 Essential Spring-Cleaning Tips for New Zealand Homeowners

Sep 12, 2023 11:26:49 AM

As the cold winter days finally give way to warmer, sunnier Spring days, many New Zealand homeowners are eager to throw off the winter blues and give their homes a fresh spring start. Spring is the perfect time to revitalise living spaces and refresh gardens and outdoor areas. Here are 5 essential spring-cleaning tasks that will not only prepare your home for the warmer months ahead, but also help maintain your property’s value over time.


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Topics: Financial Health, Health and Wellbeing, Spring

5 Effective Ways to Boost Your Immune System

Aug 13, 2023 12:59:00 PM

A strong immune system is essential for maintaining good health and preventing illnesses. Between cold and flu season, and regular increases in COVID-19 cases, it’s not always easy to keep our immune system healthy and strong. But, by taking some proactive steps to support our immune system and making certain lifestyle changes, we can significantly boost our body's ability to fight off infections and stay healthy. Check out these 5 effective ways to bolster your immune system and protect your health.


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Topics: Health and Wellbeing, Healthy Lifestyle

The Impact of Climate Change on New Zealand Property

May 18, 2023 5:06:59 PM

As the effects of the climate crisis become increasingly evident, New Zealanders are beginning to understand how these worldwide environmental shifts are reshaping the landscape of property ownership, investment and development here in New Zealand. Read on to learn what impact climate change has on the NZ property market, as well as mitigation measures, financial considerations, and government initiatives addressing this pressing issue.


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Topics: Financial Health, Health and Wellbeing, Insurance advice, Climate Change

Getting Help with Flood Damage

Feb 23, 2023 9:57:53 AM

Flooding and damage to property in New Zealand in January 2023 has been exacerbated by the devastation and destruction of Cyclone Gabrielle in February. With many homes left flood-damaged or uninhabitable, New Zealanders begin the big clean-up. Less than two months into the new year and this year’s extreme weather events are likely to set records when it comes to insurance claims. If your home has been compromised, here are some things you should know.


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Topics: Health and Wellbeing, Financial Advice, Insurance advice