Tool #2: Personal Risk Estimator Life doesn’t always go to plan. If you died or became unable to provide an income, what fi nancial support would your family need? Use this template to work out your personal risk. Expenses Immediate expenses Hospital and medical fees $ Funeral costs (typical cost: $5,000) $ Short and long-term expenses Mortgage repayments $ Personal loans/hire purchases $ Overdraft, credit card debt $ Ongoing income requirements Household income required $ Estimated annual income required by your family – $ also consider how many years it will be required Education for dependents $ Total Expenses $
Home Buyers Finance Guide V2
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