End of Year Central Awards

May 8, 2019 2:24:02 PM

April 2018 – March 2019

MORTGAGE EXPRESS


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Topics: Award Winners, End of Year Awards

End of Year Wellington Awards

May 8, 2019 2:22:57 PM

April 2018 – March 2019

MORTGAGE EXPRESS


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Topics: Award Winners, End of Year Awards

End of Year Christchurch Awards

May 8, 2019 2:21:35 PM

April 2018 – March 2019

MORTGAGE EXPRESS


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Topics: Award Winners, End of Year Awards

5 First home buyer mistakes to avoid

Apr 16, 2019 7:57:49 AM

When buying your first home, it’s easy to get swept up in a whirlwind of excitement and make mistakes that could end up costing you later on. Even if you’ve done your research and have a good understanding of the property market, there’s a lot to take in and to think about. Here are 5 first home buyer mistakes to avoid.


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Topics: nz mortgage, first home buyer, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, First time homeowner

3 Simple steps to paying off your mortgage faster

Apr 15, 2019 9:12:11 AM

For many young people, owning a home can seem like an unattainable goal. Paying off the mortgage and getting debt-free, even more impossible. But being mortgage-free needn’t be an impossible dream: If you’re serious about shaving off thousands of dollars of interest from your mortgage and paying your mortgage off faster, start with these 3 simple steps.


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Topics: nz mortgage, NZ Mortgage Adviser, Home Loan Advice, Debt-free, Mortgage-free, Mortgage Advice

Mortgage Rates Continue to Drop

Apr 15, 2019 8:55:21 AM

The heated mortgage battle amongst home loan providers could get even more interesting, as economists now believe the Official Cash Rate could be cut as soon as May or August 2019, and interest rates could start to fall in August this year. This follows comments made by the Reserve Bank of New Zealand at the end of March 2019. A home loan review could help you decide whether refinancing is the right option for you.


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Topics: Interest Rates, nz mortgage, NZ Mortgage Adviser, Home Loan Advice, Mortgage Terms, Mortgage Advice, First time homeowner

5 Tips for a Home Loan Application With Credit Issues

Mar 20, 2019 9:29:06 AM

If a bad credit rating is making it hard for you to get a home loan, it doesn’t mean you need to shelve your home ownership dreams. Credit history can be affected by several factors including missing payments and late payments. Take a look at these five tips to help you get on top of the credit issues that could be impacting your home loan application.


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Topics: Credit Check, credit score, Bad Credit Home LOan, Bad credit, NZ Mortgage Adviser, Home Loan Advice, Low Doc Home Loan

What is a Reverse Mortgage?

Mar 20, 2019 9:22:34 AM

If you need to free up a little cash as you head into retirement, a reverse mortgage could be the solution. A reverse mortgage lets you mortgage your property so you can access your equity with no repayments required until you move out. For many retirees, a reverse mortgage offers financial security to cover those unexpected expenses – like home repairs or major surgery – without having to sell the family home. Read on to find out more about a reverse mortgage.


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Topics: Retirement, Home Equity Loans, reverse mortgage, NZ Mortgage Adviser, Home Loan Advice

First Home Buyer’s FAQ

Mar 20, 2019 9:15:47 AM

Buying your first home is one of the biggest investments you’ll ever make so it’s understandable you may be feeling a little overwhelmed. Before stepping onto the property ladder, it’s essential you do your homework and properly prepare for the journey ahead. To help you avoid any nasty surprises, we’re sharing the questions most first home buyers ask as well as our advice and recommendations.


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Topics: Kiwisaver, First Home, first home buyer, NZ Mortgage Adviser, Home Loan Advice, HomeStart Grant, First time homeowner, Kiwisaver withdrawal

Divorce and Your Home Loan

Mar 20, 2019 9:11:39 AM

Separation or divorce can be a messy time, particularly when it comes to dividing your assets and the family home. If you are going through a divorce or separation, it’s vital you take stock of your day-to-day finances and work out a long-term plan to ensure you’re set up for a financially secure future. To help you get started, ask yourself these 3 questions.


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Topics: Home Equity, separation, divorce, NZ Mortgage Adviser, Home Loan Advice