Mortgage Express NZ Blog

Keeping Your Home Cool This Summer

pennyvoigthome@gmail.com (Penny Voigt) — Wed, 20 Jan 2021 03:16:01 GMT

Summertime sunshine quickly becomes unpleasant when your home feels like the inside of an oven! The fact is most older-style homes in New Zealand weren’t built with ventilation or cooling in mind. Which means they can feel stifling hot during the summer months. To help you stay cool without relying on an aircon, try some of these cooling tips inside your home this summer.

A Guide to Buying at Auction

pennyvoigthome@gmail.com (Penny Voigt) — Tue, 19 Jan 2021 03:10:26 GMT

When it comes to buying property in New Zealand, many people find the auction process quite daunting. Being prepared by attending several auctions before you bid and doing your research can help you feel more confident. As property sales by auction are unconditional, so there are a few important steps you’ll need to take before bid. If you’re new to the auction process, and unsure where to start, check out this handy guide.

Building New: House and Land vs. Construction Loan

pennyvoigthome@gmail.com (Penny Voigt) — Fri, 15 Jan 2021 03:38:00 GMT

As house prices across New Zealand continue to rise, many first home buyers are turning to new builds as a way of getting onto the property ladder. But financing a new build is a little different to a regular mortgage on an existing property. To help you understand your options when it comes to building a new home, here is an outline of the things to look out for in a house and land turnkey package vs. a construction loan.

How to Pay Off Your Mortgage Faster

pennyvoigthome@gmail.com (Penny Voigt) — Mon, 11 Jan 2021 03:35:35 GMT

At the start of a new year, many people commit to doing things a little differently in the year ahead by setting New Year’s Resolutions. Often these New Year’s Resolutions centre around saving more or spending less. If you’re committed to improving your financial situation this year, why not start with these tips to help you pay off your mortgage faster.

Set Yourself Up For Your Best Year

pennyvoigthome@gmail.com (Penny Voigt) — Tue, 08 Dec 2020 21:27:00 GMT

2020 has been a year like no other, defined by the COVID-19 pandemic, self-isolation, and a global financial recession. And while it may have been the most challenging year ever, there’s no reason 2021 has to be the same. With a little planning and some focus, it is possible to make 2021 your best financial year yet. Take a look at these 3 ways to help you get started.

Online Calculators Saving You Time

pennyvoigthome@gmail.com (Penny Voigt) — Thu, 03 Dec 2020 21:23:50 GMT

If you need to crunch your numbers in a hurry, why not start with the online calculators on the Mortgage Express website? From calculating the cost of your repayments, to how much you could save with a split loan or by making extra repayments, work it out online using these handy calculators. Here’s an outline of what each calculator does.

A More Meaningful Festive Season in 3 Easy Steps

pennyvoigthome@gmail.com (Penny Voigt) — Tue, 01 Dec 2020 22:15:00 GMT

COVID-19 has changed the way we do so many things, but not all of the changes have been bad. *Online searches show a greater number of shoppers seeking ways to cultivate a simpler, more meaningful festive season this year, with experiences, personalised items, and homemade gifts. If you’ve chosen to make this festive season a more meaningful one, here are 3 simple steps to help you get started.

Risks and Rewards of Being a Guarantor

pennyvoigthome@gmail.com (Penny Voigt) — Wed, 25 Nov 2020 22:11:50 GMT

Many young people turn to the “Bank of Mum and Dad” to help buy a first home. By using their own home as security to guarantee part of the deposit, parents are helping their children get into a first home much sooner. If you’ve been asked to step in and act as guarantor, it’s important you understand just what it is you’re guaranteeing, and how it could impact your own financial position.

Christmas Money Saving Tips

pennyvoigthome@gmail.com (Penny Voigt) — Thu, 19 Nov 2020 03:52:46 GMT

Many of us are feeling the financial crunch after an especially tough year. And with the festive season fast approaching, the added pressure of extra expenses like gifts and entertainment is an obvious concern. So that you don’t have to start the new year struggling to repay the cost of this festive season, take a look at these creative and meaningful ways to celebrate Christmas without straining your budget.

Why Choose a Mortgage Adviser?

pennyvoigthome@gmail.com (Penny Voigt) — Wed, 18 Nov 2020 03:48:45 GMT

Working with a mortgage adviser not only puts you in the best possible position when it comes to applying for a home loan – particularly as a first home buyer – it also means you have access to a much greater selection of financial options, which means finding the right mortgage to fit your unique situation. But that’s not all. Read on to find out why it pays to work with a mortgage adviser when applying for a mortgage – be it owner-occupied or investment.