How to Save More and Spend Less This Holiday Season

Dec 8, 2023 10:10:24 AM

With household budgets already feeling stretched by the rising cost of everyday necessities like fuel and food, splashing out on Christmas presents or a well-deserved holiday can feel overwhelming for many Kiwi families. Fortunately, there’s still time to plan how your money is spent and to manage your finances wisely. Here are 5 practical tips to help you stay on budget this Christmas, without getting wrapped up in holiday over-spending.


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Topics: Financial Health, saving tips, Christmas Debt

'Tis the Season to Save: Budget-Friendly Festive Ideas

Nov 27, 2023 12:00:00 AM

The festive season is upon us and while it's undoubtedly a time of great joy and celebration, it can also bring financial stress. At this time of year, the importance of mindful spending and smart budgeting is apparent, as households struggle with a rising cost of living and the added expense of Christmas. Navigate the festive season with these budget-friendly alternatives to traditional favourites that won’t leave you feeling like you’re missing out.


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Topics: Christmas, Christmas Debt, Health and Wellbeing

Ways to get debt-free faster

May 22, 2020 9:37:19 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


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Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

3 Ways to cure your Christmas debt hangover

Jan 14, 2020 10:59:00 AM

New Zealanders spent over half a billion dollars over the 2019 Christmas period; a whopping $533 million of which was paid for on credit. As the credit card bills begin to arrive, many people are left with the regret of overspending. If the cost of Christmas has rolled into the new year and you’re facing a Christmas debt hangover, we have some tips to help you clear your debt.


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Topics: NZ Finance, Financial Health, Christmas Debt, Christmas spending, Financial Advice, Home Loan Advice

How to get debt-free faster

Dec 11, 2019 8:38:00 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


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Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

How to cure your Christmas debt hangover

Jan 10, 2019 2:14:31 PM

Christmas spending is often compared to a delayed hangover: For the first couple of weeks after Christmas, life is good. Then the bills start arriving in the mail and your Christmas debt hangover hits like a freight train. Now that the damage is done, how do you cure a Christmas debt hangover?


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Topics: Christmas Debt, Christmas spending, Debt-free, Mortgage-free

5 Steps to becoming debt-free

Dec 17, 2018 2:38:08 PM

Online shopping means spending money has never been easier. The convenience of never having to leave home to buy everything you need comes at a price though, as it’s just as easy to overspend and end up in debt. The good news is it is possible to break that cycle of overspending and be debt-free. We share a few simple steps to help get you started.


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Topics: Debt Consolidation, Debt to Income Ratio, Household Debt, Christmas Debt, Christmas spending, Mortgage Debt, Debt-free

Planning your financial future

Dec 17, 2018 2:27:47 PM

One in three kiwis admits to letting their money take care of itself and hasn’t planned ahead for their financial future, according to BNZ’s financial futures research undertaken during 2017. Are you one of those who may have lost sight of your long-term goals, simply living life for today? Here are some steps you can take to increase your savings and build a solid foundation for future financial success.


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Topics: Christmas Debt, Budgeting, Health and Wellbeing, Mortgage Debt

Setting a Christmas budget

Dec 11, 2018 10:02:31 AM

It’s easy to get wrapped up in the busy-ness of the season and end up spending far more than you intended at Christmas time. From buying extravagant gifts to decorating your home to the endless entertaining: Christmas spending quickly adds up. Which is why creating a Christmas budget makes perfect sense. Here are some key steps you can take to set a budget for Christmas that won’t break your bank.


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Topics: Household Expenses, Christmas, Household Debt, Christmas Debt, Budgeting, Christmas spending, Mortgage Debt