How to cure your Christmas debt hangover

Jan 10, 2019 11:14:31 AM

Christmas spending is often compared to a delayed hangover: For the first couple of weeks after Christmas, life is good. Then the bills start arriving in the mail and your Christmas debt hangover hits like a freight train. Now that the damage is done, how do you cure a Christmas debt hangover?


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Topics: Christmas spending, Christmas Debt, Debt-free, Mortgage-free

5 Steps to becoming debt-free

Dec 17, 2018 11:38:08 AM

Online shopping means spending money has never been easier. The convenience of never having to leave home to buy everything you need comes at a price though, as it’s just as easy to overspend and end up in debt. The good news is it is possible to break that cycle of overspending and be debt-free. We share a few simple steps to help get you started.


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Topics: Mortgage Debt, Debt-free, Christmas spending, Christmas Debt, Household Debt, Debt to Income Ratio, Debt Consolidation

Planning your financial future

Dec 17, 2018 11:27:47 AM

One in three kiwis admits to letting their money take care of itself and hasn’t planned ahead for their financial future, according to BNZ’s financial futures research undertaken during 2017. Are you one of those who may have lost sight of your long-term goals, simply living life for today? Here are some steps you can take to increase your savings and build a solid foundation for future financial success.


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Topics: Christmas Debt, Budgeting, Mortgage Debt, finance health check

Setting a Christmas budget

Dec 11, 2018 7:02:31 AM

It’s easy to get wrapped up in the busy-ness of the season and end up spending far more than you intended at Christmas time. From buying extravagant gifts to decorating your home to the endless entertaining: Christmas spending quickly adds up. Which is why creating a Christmas budget makes perfect sense. Here are some key steps you can take to set a budget for Christmas that won’t break your bank.


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Topics: Christmas Debt, Christmas spending, Christmas, Budgeting, Mortgage Debt, Household Debt, Household Expenses