5 Tips for a Home Loan Application With Credit Issues

Mar 20, 2019 9:29:06 AM

If a bad credit rating is making it hard for you to get a home loan, it doesn’t mean you need to shelve your home ownership dreams. Credit history can be affected by several factors including missing payments and late payments. Take a look at these five tips to help you get on top of the credit issues that could be impacting your home loan application.

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Topics: Credit Check, credit score, Bad Credit Home LOan, Bad credit, NZ Mortgage Adviser, Home Loan Advice, Low Doc Home Loan

3 Things that could impact your credit score

Nov 21, 2017 12:35:00 PM

Your credit score is used by lenders to determine your lender-ability and in deciding what interest rate you’ll be charged. Having a good credit score could mean the difference in thousands of dollars spent or saved, so it’s understandably an important factor in your financial life. Here are some of the things that could impact your credit score.

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Topics: new zealand property, new zealand real estate, buying property, mortgage adviser, credit score