Why it makes financial sense to consolidate your debt

Sep 10, 2019 8:08:00 AM

If you’re feeling weighed down by the amount of debt you have and the number of repayments you’re trying to manage each month, debt consolidation could be the answer. Debt consolidation rolls multiple high-interest debts into a single payment which could help reduce your total debt over time and ensure you pay it off faster. Not convinced? Here are 5 ways consolidating your debt makes financial sense.


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Topics: Credit Card Debt, Debt Consolidation, Finance Update, NZ Finance, Credit Check, Home Loan Advice, Debt-free

Improve Your Loan-Ability

Aug 14, 2019 8:20:56 AM

Understanding how lenders assess lending criteria could help improve your chances of success when it comes to a home loan application. Your borrowing power and borrowing capacity will depend on your income, family size, current debts and the type of loan you’re applying for. But did you know that there are a few simple steps you can take to improve your borrowing power? Take a look at what these are.


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Topics: Credit Card Debt, Debt Consolidation, Finance Update, NZ Finance, Credit Check, Home Loan Advice, Debt-free

Part-payment plans: the good and the bad

Aug 1, 2019 8:10:00 AM

Over the past few years, we’ve seen some significant changes to the way we pay for things. As well as using our phones for payment, tapping our cards instead of swiping them, and having the ability to transfer money instantly online, the arrival of part-payment systems like Afterpay are changing how we shop. Here’s what you need to know about Afterpay.


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Topics: Finance Update, Financial Decision, NZ Finance, Home Loan Advice, AfterPay, Part Payment, Payment

Advice for Young Property Investors

Aug 13, 2018 10:16:51 AM

Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser, Financial Advice, Home Loan Advice

Mortgage Adviser vs. Lender Direct

Aug 13, 2018 10:12:25 AM

If you haven’t already worked with a mortgage adviser, you may be wondering why you should consider doing so. Why not go directly to the lender instead? Aside from the obvious – having someone else do the legwork for you – there are several other benefits to working with a mortgage adviser. Take a look at what these are.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser

Lenders tighten up following changes to LVR

Oct 12, 2016 10:00:04 AM

A number of banks are tightening up on lending in the wake of a cooling property market, with lenders more reluctant now than ever to do bridging finance. And could those holiday snaps actually make your insurance more expensive? Find out more in this month’s finance article.


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Topics: Finance Update, Mortgages, NZ Finance, Bridging Finance

Insurance mistakes you could be making

Sep 14, 2016 6:53:46 AM

Most people are pretty savvy when it comes to ensuring their valuable possessions, like a car, house or boat, because not insuring them means taking a sizeable financial risk. In fact, around 95 per cent of New Zealanders are covered against loss due to disaster, accident or theft. But when it comes to life insurance, many have little or no insurance cover. Are you covered? Here are seven insurance mistakes you could already be making.

 


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Topics: Insurance Advisers, Finance Update, Insurance, NZ Finance

How will Brexit affect New Zealand?

Jul 19, 2016 12:00:00 PM



On June 23rd over 50% of British people voted to leave the European Union, a move that has shaken the worldwide financial landscape. Despite our location on the other side of the world, the impact of this move is far reaching. Whilst it’s not known exactly what effect Brexit is likely to have on the New Zealand economy, there are already signs of changes. Here’s a wrap up what changes you could expect.


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Topics: New Zealand, Finance Update, BREXIT

Reining in a rampant housing market

May 11, 2016 3:06:33 PM

The Reserve Bank of New Zealand is scheduled to release its six-monthly Financial Stability Report later this month, amidst speculation that the report will include new initiatives to combat the overheated property market. And who's better with money - kiwi men or kiwi women? We take a closer look at recent research to uncover the answer in this month’s finance article.
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Topics: New Zealand, Finance Update