It can be tempting to go it alone when renting out an investment property. But when things go wrong, it’s easy to see why enlisting the services of a property manager pays dividends! If you’re in the process of choosing a property manager – or you’re still debating whether to hire a property manager to take care of your rental property, here are 5 important qualities to look out for in a property manager.
Topics: Mortgage Advisers, Investment Property, Financial Advice
When you buy a new home, there are a few extra costs that you’ll have to think about over and above your mortgage, insurance, maintenance and repairs. Often these less-obvious costs of moving home take some homeowners by surprise. Planning a moving budget is a good way of determining how much you need to spend and where you could cut costs. To help you get started, here are some of the costs to consider when buying a new home and selling your existing home.
Topics: Mortgage Advisers, First Home Buyer, Financial Advice
Buying off the plan is an appealing option for many first home buyers. As well as a fixed price, homes are built to modern standards with heating and insulation, and typically require far less maintenance once completed. But buying off the plan is not without risk and there are a few potential pitfalls to look out for. Here’s an outline of some of the things to check before you buy a home off the plan.
Topics: Mortgage Advisers, First Home Buyer, Financial Advice
Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.
Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Financial Advice, Mortgage Advice
New Zealanders spent over half a billion dollars over the 2019 Christmas period; a whopping $533 million of which was paid for on credit. As the credit card bills begin to arrive, many people are left with the regret of overspending. If the cost of Christmas has rolled into the new year and you’re facing a Christmas debt hangover, we have some tips to help you clear your debt.
Topics: NZ Finance, Financial Health, Christmas Debt, Christmas spending, Financial Advice, Home Loan Advice
Most of us have the best intentions come the start of a new year but the reality is, those intentions typically fade by February. Whatever your plans are for 2020, it’s a good idea to set your financial goals too. Setting your financial goals down in writing is a big part of their success. To get your finances on track for 2020, here are 5 goals you could consider setting yourself.
Topics: NZ Finance, Financial Health, Financial Advice, Home Loan Advice, Finance Goals
Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.
Topics: Finance Update, Mortgages, lending options, Health and Wellbeing, NZ Mortgage Adviser, Financial Advice, Home Loan Advice
