5% deposits for first-home buyers

Sep 27, 2019 8:08:00 AM

Recent changes to KiwiBuild could help more first home buyers into the property market. Early in September 2019, Government announced a reset of the affordable housing policy including a drop in the deposit requirements for Welcome Home Loans, progressive home ownership schemes, and the removal of the earnings limit so multiple buyers could be eligible for combined HomeStart Grants.


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Topics: First Home, NZ Finance, first home buyer, NZ Mortgage Adviser, Low Deposit, Home Loan Advice

First Home Buyer Tips

Jun 17, 2019 5:40:15 PM

No doubt about it: buying your first home is exciting. But it can also be incredibly stressful, which is why it’s so important to prepare yourself for the journey ahead, by doing your homework and getting advice from the right people. So that you understand all you need to know about buying your first home, we’re sharing our first home buyer tips.


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Topics: First Home, nz mortgage, first home buyer, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

First Home Buyer’s FAQ

Mar 20, 2019 9:15:47 AM

Buying your first home is one of the biggest investments you’ll ever make so it’s understandable you may be feeling a little overwhelmed. Before stepping onto the property ladder, it’s essential you do your homework and properly prepare for the journey ahead. To help you avoid any nasty surprises, we’re sharing the questions most first home buyers ask as well as our advice and recommendations.


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Topics: Kiwisaver, First Home, first home buyer, NZ Mortgage Adviser, Home Loan Advice, HomeStart Grant, First time homeowner, Kiwisaver withdrawal

Auckland house listings surge as property prices flatten

Apr 13, 2017 7:44:51 AM

March 2017 was an interesting month for the property market across New Zealand, with house price increases cooling in Auckland and the number of properties listed across the country rising to record new levels. Could this be the first signs of a market change? Read on to find out more about recent changes to the New Zealand property market.


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Topics: First Home, Investors, Property, NZ Property

Should you use your KiwiSaver to fund your first home?

Apr 12, 2017 6:16:31 AM

If you’re like most first home buyers, you already know that saving a deposit is probably the hardest part of buying your first home. Just when you think you’ve got enough of a deposit, house prices increase and you’re back to saving again. That’s why using your KiwiSaver to buy your first home may make good financial sense. To help you consider whether it might be right for you, let’s run some numbers.


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Topics: Kiwisaver, First Home, NZ Finance

Housing investment options for first home buyers

Feb 28, 2017 4:26:27 AM


Across the country, house prices dipped in December 2016, while in Auckland prices remain “seriously unaffordable”. It’s not surprising then, that more and more buyers are considering their options for housing investments to gain a foothold on the property ladder. We ask the question, are there any options left for first home buyers?


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Topics: Investment Property, First Home, LVR, Home Buyers

Buying off-plan: what you need to know

Dec 6, 2016 6:25:39 AM

When it comes to buying off-plan, many buyers are not aware of just how different the sale and purchase rules are. Clauses in pre-sales contracts for new apartments or subdivisions actually provide developers with the option to make changes to the contract, which could impact on the price you pay. To help you understand the different set of sale and purchase rules that apply when buying off-plan, read on.

 


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Topics: Finance, Buy a Home, First Home, Buying Off-Plan

House prices are up and buyers are hesitant

Oct 14, 2016 7:46:20 AM


New Zealand's property market appears to be in a holding pattern as investors and home-buyers wait to see what will happen next following changes to the LVR. The property market is changing compared to how it was a year ago. And Property Institute of New Zealand chief executive Ashley Church says Reserve Bank LVR restrictions are a devastating failure for first home buyers. All this in our October property article.


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Topics: Property Investment, First Home, Property Article, LVR, Investors, Home Buyers

What to look for in your first home

Oct 7, 2016 7:43:43 AM

As a first-time home buyer, you’ve probably already spent a considerable amount of time researching the property market, visiting open homes, and exploring every aspect of the home buying process. Now that you’ve found your dream home, it’s a good time to take a closer look at what you’re about to buy. Before you rush in, here are some helpful tips to help you make a good buying decision.


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Topics: Moving House, Buy a Home, First Home

A step-by-step guide for first-time home-buyers

Sep 8, 2016 12:01:46 PM

Buying your first home can be stressful. Taking that first step onto the property ladder is probably one of the biggest decisions you’ll ever have to make. But if you do your homework and properly prepare yourself, it needn’t be as frightening as you expect. If you’re tired of renting and you think that buying a home is the right thing for you, take a look at our step-by-step guide for first home-buyers.


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Topics: Buy a Home, First Home, Mortgages, Property Article, Home Buyers