Is your home loan competitive?

Jan 10, 2019 11:19:20 AM

It’s a good idea to review your mortgage from time to time, and particularly so if your fixed term ends soon. A mortgage review is a chance to check things like the level of interest you’re paying, whether you’re still getting the best deal, and if your mortgage is structured to suit your lifestyle. Take a look at some of the other benefits of a mortgage review.


Read more

Topics: Home Loan Advice, Home loan rates, Fixed Interest Rate, Variable Interest Rate, Variable versus Fixed

Interest Only Loans

Apr 18, 2018 12:00:00 AM

While interest only mortgages have come under intense scrutiny across the Tasman over the last year (2017), this type of lending can offer a viable solution for property investors looking to grow their portfolio. Read on to find out more about interest only loans, along with the benefits and risks.


Read more

Topics: Mortgages, NZ Property, NZ Property Market, NZ Finance, Variable Interest Rate, Fixed Interest Rate, Variable versus Fixed, Interest Rates, mortgage rates, interest only loans

Fixed versus variable: How do you choose?

Apr 17, 2018 12:00:00 AM

Deciding between a fixed and a variable interest rate, or a combination of both, is largely a personal choice. Do you need the certainty of set monthly repayments or are you looking for a little more flexibility and a saving when interest rates drop? Each option has its own set of pros and cons. Read on to find out what these are.


Read more

Topics: Mortgages, NZ Property, NZ Property Market, NZ Finance, Variable Interest Rate, Fixed Interest Rate, Variable versus Fixed, Interest Rates, mortgage rates