Why don’t I just go to the Bank myself?

Sep 10, 2010 2:55:40 PM

We help assess all your options, whereas the Bank is restricted by being only able to present one view.


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Topics: Frequently Asked Questions

What is a Pre-Approval?

Sep 10, 2010 2:55:07 PM

A pre-approval gives you an indication of the maximum amount you can borrow. By getting your pre-approval you have the power to negotiate with confidence.


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Topics: Frequently Asked Questions

Can my application be done via the internet?

Sep 10, 2010 2:54:36 PM

Yes, we have an online application form and we can use email for further clarifications and to receive and send information.


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Topics: Frequently Asked Questions

Can fees be added onto my mortgage?

Sep 10, 2010 2:54:16 PM

In some cases yes, it will depend on how much you are borrowing, and the value of your property.


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Topics: Frequently Asked Questions

What kind of reasonable costs could I expect when buying a property?

Sep 10, 2010 2:53:41 PM

We have outlined some of the costs that you may have to pay – this is all taken into consideration when your Mortgage Express Adviser is working out your best options, also depending on the lender some of these costs are avoided;


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Topics: Frequently Asked Questions

I've just moved to New Zealand and have no credit record here. Can you help?

Sep 8, 2010 11:51:33 AM

Yes. This is not a problem for us.


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Topics: Frequently Asked Questions

I'm self employed and can't prove my income, can you help?

Sep 8, 2010 11:50:55 AM

Yes! We have products that don't need proof of income or an Accountant letter.


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Topics: Frequently Asked Questions

How do I apply for a loan?

Sep 8, 2010 11:50:17 AM

We will complete all the mortgage applications for you to ensure your home loan application has the optimum chance of success. Our custom mortgage broking software compares all mortgage rates, fees and hidden costs so we can deliver you the best value home loan for your situation.


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Topics: Frequently Asked Questions

What is a mortgage adviser?

Sep 8, 2010 11:48:57 AM

Mortgage advisers are consumer advocates in the home loan selection process, helping homebuyers to pre-qualify, select a home loan and complete the required mortgage documents. They follow your new home purchase, investment or refinance through to settlement providing a smooth and convenient transaction.


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Topics: Frequently Asked Questions