Using Equity to Buy a Second Home

Aug 7, 2023 12:45:08 PM

If you’ve owned a home in New Zealand for some time, you may have already paid down a significant portion of your mortgage. At the same time, your property’s value has likely increased and so too has your equity. Equity is a valuable asset that opens up possibilities for homeowners, including the option to use equity to buy a second home as an investment property or holiday home. Read on to find out how to leverage your equity to grow a property portfolio, along with the key factors to consider when choosing a second home.


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Topics: Investment Property, Home Equity, Buying and selling

Divorce and Your Home Loan

Mar 20, 2019 12:11:39 PM

Separation or divorce can be a messy time, particularly when it comes to dividing your assets and the family home. If you are going through a divorce or separation, it’s vital you take stock of your day-to-day finances and work out a long-term plan to ensure you’re set up for a financially secure future. To help you get started, ask yourself these 3 questions.


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Topics: Home Equity, separation, divorce, NZ Mortgage Adviser, Home Loan Advice

Making your home equity work for you

Mar 24, 2017 10:36:48 AM

Across most of Australia and New Zealand house prices have jumped considerably over the past 10 years (2006-2016). There’s no doubt that a lot of our wealth is locked up in real estate. But how do you access that wealth? And how do you make your biggest asset work harder for you? Read on to find out how you can make your home equity work for you.


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Topics: Mortgage Advisers, Refinancing Options, Mortgages, Home Equity