Refinancing Your Mortgage

Aug 13, 2018 12:06:07 PM

Refinancing your home loan has a number of benefits. A lower interest rate or better terms could help you pay off your mortgage much faster and help you reach your financial goals sooner. But, it’s important to be aware of the shortcomings too. Take a look at what you need to look out for when refinancing your mortgage.

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Topics: Refinancing Options, Mortgages, Housing Market, mortgage stress, Refinancing, Mortgage Debt, NZ Mortgage Adviser

Mid-Year Property Update

Jul 17, 2018 11:48:21 AM

As expected, a winter lull has hit the NZ property market with the number of new properties listed for sale falling in 15 out of 19 regions during the month of June 2018. Falling house prices could be a sign we’re moving into a buyer’s market, and tighter lending criteria continues to constrain the market despite short-term interest rates remaining low. Read on for more in this mid-year property update.

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Topics: Mortgages, Housing Market, NZ Mortgage Adviser, Selling in winter

NZ property: what can we expect in 2017?

Jan 17, 2017 7:25:11 AM

Following two years of double-digit house price increases, lending restrictions and rising mortgage rates look set to slow house prices in 2017. In this month’s finance article, we take a closer look at the influences that could affect the housing sector in 2017, following Westpac’s latest Home Truths report which outlines predictions of a more subdued housing market outlook for the year ahead.

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Topics: Mortgages, LVR, Property, Housing Market, REINZ