When you’re shopping around for a mortgage, there’s a lot more to consider than just the interest rate. Which is why it pays to work with a mortgage adviser who understands the complexities and can guide you every step of the way. But choosing the right mortgage adviser can also be tricky. Here are 5 questions we suggest you ask before deciding on an adviser.
Topics: Buying, Mortgages, Information on buying and selling, NZ Mortgage Adviser, Home Buying Traps, Mortgage Advice
Buying a home is one of the largest and most complex purchases you’re ever likely to make. And getting it wrong can have a significant impact on both your financial and emotional health. That’s why it’s important to take time to fully research and understand the process and the complexities that go along with home buying. Here are our home buyer traps to avoid.
Topics: Buying, Mortgages, Information on buying and selling, NZ Mortgage Adviser, Home Buying Traps
While auctions can be an incredibly stressful and intensive – even intimidating - way to buy property, they are also one of the fastest and simplest means of selling property. As a prospective buyer, it’s important you’re familiar with the highly unpredictable and often fast-paced process of an auction in order to be successful. Here are some tips.
Topics: Auctions, Buying, Mortgages, Information on buying and selling, live auctions, property auction, NZ Mortgage Adviser
Buying off the plan is becoming an increasingly popular option for good reason. As well as getting a brand new home, you’re also buying at a set price and usually only need a small deposit. However, if you do decide to go down this route, it’s vital you go in with your eyes wide open. Here are some of the things you need to think about when buying off the plan.
Topics: Buying Off-The-Plan, Mortgages, Buying Off-Plan, Information on buying and selling, house sales, NZ Mortgage Adviser
The latest figures are out and they’re daunting to say the least! According to real estate statistics website One Roof, first home buyers in Auckland need to earn at least three times the median income in order to buy property. That’s a whopping $241,200 annually per household! So, how do you get a foot on that elusive property ladder? Here are a few options.
Topics: Kiwisaver, Mortgages, First Home Buyer, Information on buying and selling, NZ Mortgage Adviser, Welcome Home Loan, HomeStart Grant
There’s a growing concern amongst economists that Kiwis are financially ill-prepared for the worst. And, as a country with one of the lowest spends on insurance, it’s not hard to see why. We share some of the steps you can take starting today to better position yourself for tough times ahead.
Topics: Mortgages, Financial Health, Real Estate Agents, Information on buying and selling, house sales, NZ Mortgage Adviser, financial review
When selling a property, one of the most important steps is generating interest, and the best way to do this is through a focused marketing campaign. A strong marketing campaign will help you sell your property in the shortest amount of time, for the best price, with the least amount of aggravation. Here are our tips to help get you started.
Topics: Mortgages, Real Estate Agents, Information on buying and selling, house sales, NZ Mortgage Adviser
