Many New Zealanders worry about what would happen to the family home if they were unable to pay their mortgage due to illness, an accident or death. Mortgage protection insurance helps reduce this worry, by taking care of the mortgage repayments and other expenses for a short time in the event you’re unable to cover these costs due to injury or health reasons. If you’re considering adding a mortgage protection insurance policy to your existing insurance policy, read on to find out more.

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Topics: Insurance Advisers, Insurance, First Home Buyer

The festive season is a busy time of year and there’s a lot to think about. Gatherings with family and friends. Holiday traditions. Christmas shopping and gift-giving. With so much going on, it’s important you take some time to check that you have the right financial protection to keep you and your family – and your possessions – safe over the festive season. Here are 3 reasons why insurance is so important at this time of year.

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Topics: Insurance, Financial Health, Health and Wellbeing, Home and Contents Insurance

The Financial Services Council (FSC) recently released its findings into New Zealander’s attitudes towards financial risk. Entitled “Gambling on Life”, the study undertook to understand the reasons behind the high levels of underinsurance in New Zealand and the potential risks Kiwis expose themselves to. Read on to find out what the research uncovered.

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Topics: Insurance Advisers, Insurance, Underinsurance, Insurance advice

The Financial Services Council (FSC) recently released its findings into New Zealander’s attitudes towards financial risk. Entitled “Gambling on Life”, the study undertook to understand the reasons behind the high levels of underinsurance in New Zealand and the potential risks Kiwis expose themselves to. Read on to find out what the research uncovered.

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Topics: Insurance Advisers, Insurance, Underinsurance, Insurance advice

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.

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Topics: Mortgage Advisers, Insurance Advisers, Insurance, Underinsurance, NZ Mortgage Adviser

Have you ever thought about what would happen to your family home if you were no longer able to meet your mortgage repayments? The fact is, many homeowners are just one pay check away from losing their home. Mortgage Protection Insurance covers your mortgage repayments when you can’t: in the case of a major illness, redundancy or even death. Here’s what you need to know.

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Topics: Insurance, Home Loan Protection Plan, Home Loan Advice, Mortgage Protection Insurance, Home Loan Insurance

When things are going well, it’s hard to imagine your life changing drastically. But all too often, families are left stranded when the breadwinner is unable to continue working. With the start of a new year, it’s a good time to take a closer look at your insurance cover. Would your family manage financially if you were unable to continue working? How would you pay your mortgage or rent? And how much insurance cover do actually you need?

 

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Topics: Insurance, Income Protection, Mortgage Repayment Cover, Health Insurance, Life Cover, Trauma cover, Total or Permanent Disablement Cover

Most people are pretty savvy when it comes to ensuring their valuable possessions, like a car, house or boat, because not insuring them means taking a sizeable financial risk. In fact, around 95 per cent of New Zealanders are covered against loss due to disaster, accident or theft. But when it comes to life insurance, many have little or no insurance cover. Are you covered? Here are seven insurance mistakes you could already be making.

 

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Topics: Insurance Advisers, Finance Update, Insurance, NZ Finance