As climate change continues to alter our planet's landscape, New Zealanders are increasingly facing the physical and financial risks associated with extreme weather events. From the devastating impact on homes, cars, and personal property to the potential knock-on effect of higher insurance premiums, the repercussions of climate change are becoming more apparent than ever. As a homeowner, it’s crucial to understand how climate change can affect your insurance coverage and what proactive steps you can take to mitigate these risks.

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Topics: Insurance, Insurance advice, Climate Change

Life is full of uncertainties and whilst we can't predict the future, we can certainly take steps to prepare for it. General Insurance acts as a financial safety net, safeguarding your home, personal belongings, car and business against unexpected events. From minor inconveniences to major setbacks, General Insurance ensures peace of mind and stability in the face of life’s uncertainties. Here are five compelling reasons why working with an Astute Insurance Adviser for your General Insurance needs can make all the difference.

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Topics: Insurance Advisers, Insurance, Financial Health

The festive season is a busy time of year and there’s a lot to think about. Gatherings with family and friends. Holiday traditions. Christmas shopping and gift-giving. With so much else going on, it’s important you take some time to check that you have the right financial protection to keep you and your family – and your possessions – safe over the festive season. Here are 3 reasons why insurance matters at this time of year.

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Topics: Insurance, Financial Health, Health and Wellbeing

For many Kiwis, property remains the biggest investment they’ll ever make. Increasingly, that investment is being threatened by the frequency and severity of extreme weather events and climate-related disasters. As the impact of climate change is evident, awareness of climate-related hazards is set to play a much bigger role when it comes to deciding where to buy property and the type of property to invest in.

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Topics: Insurance, Financial Health, Insurance advice

Many New Zealanders worry about what would happen to the family home if they were unable to pay their mortgage due to illness, an accident or death. Mortgage protection insurance helps reduce this worry, by taking care of the mortgage repayments and other expenses for a short time in the event you’re unable to cover these costs due to injury or health reasons. If you’re considering adding a mortgage protection insurance policy to your existing insurance policy, read on to find out more.

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Topics: Insurance Advisers, Insurance, First Home Buyer

The festive season is a busy time of year and there’s a lot to think about. Gatherings with family and friends. Holiday traditions. Christmas shopping and gift-giving. With so much going on, it’s important you take some time to check that you have the right financial protection to keep you and your family – and your possessions – safe over the festive season. Here are 3 reasons why insurance is so important at this time of year.

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Topics: Insurance, Financial Health, Health and Wellbeing, Home and Contents Insurance

The Financial Services Council (FSC) recently released its findings into New Zealander’s attitudes towards financial risk. Entitled “Gambling on Life”, the study undertook to understand the reasons behind the high levels of underinsurance in New Zealand and the potential risks Kiwis expose themselves to. Read on to find out what the research uncovered.

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Topics: Insurance Advisers, Insurance, Underinsurance, Insurance advice

The Financial Services Council (FSC) recently released its findings into New Zealander’s attitudes towards financial risk. Entitled “Gambling on Life”, the study undertook to understand the reasons behind the high levels of underinsurance in New Zealand and the potential risks Kiwis expose themselves to. Read on to find out what the research uncovered.

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Topics: Insurance Advisers, Insurance, Underinsurance, Insurance advice

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.

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Topics: Mortgage Advisers, Insurance Advisers, Insurance, Underinsurance, NZ Mortgage Adviser

Have you ever thought about what would happen to your family home if you were no longer able to meet your mortgage repayments? The fact is, many homeowners are just one pay check away from losing their home. Mortgage Protection Insurance covers your mortgage repayments when you can’t: in the case of a major illness, redundancy or even death. Here’s what you need to know.

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Topics: Insurance, Home Loan Protection Plan, Home Loan Advice, Mortgage Protection Insurance, Home Loan Insurance