If you’ve owned a home in New Zealand for some time, you may have already paid down a significant portion of your mortgage. At the same time, your property’s value has likely increased and so too has your equity. Equity is a valuable asset that opens up possibilities for homeowners, including the option to use equity to buy a second home as an investment property or holiday home. Read on to find out how to leverage your equity to grow a property portfolio, along with the key factors to consider when choosing a second home.

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Topics: Investment Property, Home Equity, Buying and selling

Managing an investment property can be a full-time job and one that many investors don’t have time for. One way to streamline property management is to work with an experienced property manager who will ensure your tenants are happy, all rental payments are collected, and that your property remains in tip-top condition. Read on to find out more about the vital role property managers play in maximizing the potential of your investment property.

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Topics: Investment Property, Rental Market, Investing in Property, NZ Property Manager

Inflation is at its highest level in 30 years, mortgage interest rates are on the way up, and the Reserve Bank of New Zealand (RBNZ) has just announced  to the OCR. It’s a challenging time that has many property investors weighing up their investment options. However, despite its ups and downs, investing in property remains a popular investment strategy for Kiwis. Read on for more about a specialist investment lending product.

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Topics: Property Investment, Investment Property, Investment Opportunity

It can be tempting to go it alone when renting out an investment property. But when things go wrong, it’s easy to see why enlisting the services of a property manager pays dividends! If you’re in the process of choosing a property manager – or you’re still debating whether to hire a property manager to take care of your rental property, here are 5 important qualities to look out for in a property manager.

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Topics: Mortgage Advisers, Investment Property, Financial Advice

Property auctions can be a good way to buy your next home or investment property, provided you know what you’re doing. Unlike a private sale where buyers can add conditions to a contract – like a finance or building inspection condition – when it comes to buying property at auctions, buyers have to do their due diligence before they even bid. If you are planning to bid at an auction, it’s important you’re prepared. Check out these 5 tips to get auction ready.

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Topics: Selling, Investment Property, First Home Buyer

From 01 April 2021, a number of government-led changes have come into effect aimed at fixing New Zealand’s housing crisis and slowing rampant house price inflation. Along with a considerable funding boost for new home builds and measures designed to slow down investors, the First Home Grant and First Home Loan income and house price caps have increased to assist first home buyers. Here’s a breakdown of the measures government has initiated.

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Topics: Selling, Investment Property, First Home Buyer

In what’s been described as the biggest overhaul of tenancy laws in thirty-five years, a number of tenancy reforms came into effect in February 2021. The bulk of these reforms have been designed to improve the wellbeing of renters and address issues like instability, uncertainty, and disruption to tenants and their families. If you are a landlord or a renter, here is an outline of the tenancy reforms already in force and those still to come.

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Topics: Selling, Investment Property

Renovating a rental property can be a costly exercise but making improvements to the property can yield a healthy return. To ensure you’re maximizing your investment, it’s important not to overcapitalize, to stick to your budget, and to use durable products and materials. If you are considering renovating your rental property, ask yourself these 3 questions first.

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Topics: Property Management, Property Investment, Investment Property, Home Renovations, NZ Mortgage Adviser

It’s no surprise that more and more astute investors are turning to property as a way to grow capital. Like all investments though, buying an investment property takes careful research so you know what you’re getting into and what the pitfalls are to avoid. To help you stay on top of the property investment game, here are 3 common mistakes to avoid.

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Topics: Property Management, Buying, Property Investment, Investment Property, NZ Mortgage Adviser, Home Buying Traps

Owning an investment property has long been a part of the Kiwi dream. For many first-home buyers, buying a smaller rental property in a cheaper area can be just what they need to get a foot onto the property ladder. For savvy investors, it’s an opportunity to generate wealth. But before you jump in head first into property investment, take a look at these 3 simple steps to get you started.

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Topics: Property Management, Buying, Property Investment, Investment Property, NZ Mortgage Adviser, Home Buying Traps