Interest Only Loans

Apr 18, 2018 12:00:00 AM

While interest only mortgages have come under intense scrutiny across the Tasman over the last year (2017), this type of lending can offer a viable solution for property investors looking to grow their portfolio. Read on to find out more about interest only loans, along with the benefits and risks.


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Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, interest only loans

Fixed versus variable: How do you choose?

Apr 17, 2018 12:00:00 AM

Deciding between a fixed and a variable interest rate, or a combination of both, is largely a personal choice. Do you need the certainty of set monthly repayments or are you looking for a little more flexibility and a saving when interest rates drop? Each option has its own set of pros and cons. Read on to find out what these are.


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Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate