Helping your kids buy a home

Jun 15, 2020 8:58:32 AM

With the rising cost of property across New Zealand, it’s not surprising that so many parents are having to help their grown-up children buy property. In fact, it’s estimated that the “Bank of Mum and Dad” is the sixth largest lender when it comes to mortgage lending in New Zealand. While bank lending requirements have made it harder for first-home buyers to use their parent’s help to get onto the property ladder, there are still a few ways you as a parent can help.


Read more

Topics: Pre-approvals, NZ Finance, NZ Mortgage Adviser, Bank of mum and dad, Guarantor, Home Loan Advice, Buying property in New Zealand

Building wealth through property investment

Jun 15, 2020 8:39:46 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


Read more

Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

Ways to get debt-free faster

May 22, 2020 7:37:19 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


Read more

Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

Why shop around for a mortgage?

Jan 16, 2020 8:12:00 AM

Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.


Read more

Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Financial Advice, Mortgage Advice

3 Ways to cure your Christmas debt hangover

Jan 14, 2020 7:59:00 AM

New Zealanders spent over half a billion dollars over the 2019 Christmas period; a whopping $533 million of which was paid for on credit. As the credit card bills begin to arrive, many people are left with the regret of overspending. If the cost of Christmas has rolled into the new year and you’re facing a Christmas debt hangover, we have some tips to help you clear your debt.


Read more

Topics: NZ Finance, Financial Health, Christmas Debt, Christmas spending, Financial Advice, Home Loan Advice

Setting your financial goals for 2020

Jan 9, 2020 7:50:08 AM

Most of us have the best intentions come the start of a new year but the reality is, those intentions typically fade by February. Whatever your plans are for 2020, it’s a good idea to set your financial goals too. Setting your financial goals down in writing is a big part of their success. To get your finances on track for 2020, here are 5 goals you could consider setting yourself.


Read more

Topics: NZ Finance, Financial Health, Financial Advice, Home Loan Advice, Finance Goals

When to refinance your mortgage

Dec 11, 2019 8:20:19 AM

Refinancing your mortgage could help you secure better interest rates, reduce the term of your loan, and even strengthen your overall financial position. Deciding when to refinance depends on several factors and there are many instances where property owners refinance for reasons other than just the interest rate. Take a look at when you could consider refinancing your mortgage.


Read more

Topics: Refinancing Options, NZ Finance, Home Loan Advice, Refinance

How to get debt-free faster

Dec 11, 2019 5:38:00 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


Read more

Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

Building wealth through property investment

Dec 10, 2019 5:30:59 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


Read more

Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

Is your mortgage rate the best you can get?

Dec 9, 2019 5:25:17 AM

Just like a health check, reviewing your mortgage annually can help you uncover any issues before they become serious. It’s a chance to check that you’re getting the best deal on the market. And if not, it provides some alternative financial solutions. If your fixed loan term is nearing its end or your circumstances have changed recently, there’s no better time to plan a mortgage review and decide whether to refinance, refix or revert.


Read more

Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, mortgage review