Top Tips For Buying Off Plan

Sep 17, 2018 12:03:37 PM

Buying off the plan is becoming an increasingly popular option for good reason. As well as getting a brand new home, you’re also buying at a set price and usually only need a small deposit. However, if you do decide to go down this route, it’s vital you go in with your eyes wide open. Here are some of the things you need to think about when buying off the plan.


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Topics: Buying Off-The-Plan, Mortgages, Buying Off-Plan, NZ Property, Information on buying and selling, house sales, NZ Property Market, NZ Mortgage Adviser

What to Think About When Writing a Will

Sep 14, 2018 5:04:05 PM

It’s not a subject most people enjoy talking about, but it’s an important one none-the-less. Writing a will ensures your assets are distributed as you would want them. When someone passes away without a will, the law determines how their assets are divided regardless of what they or their family want. Here’s what to think about when writing a will.


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Topics: Mortgages, NZ Property, NZ Property Market, NZ Mortgage Adviser, Writing a Will

A Guide for First Home Buyers

Sep 13, 2018 8:48:37 AM

The latest figures are out and they’re daunting to say the least! According to real estate statistics website One Roof, first home buyers in Auckland need to earn at least three times the median income in order to buy property. That’s a whopping $241,200 annually per household! So, how do you get a foot on that elusive property ladder? Here are a few options.


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Topics: Kiwisaver, Mortgages, NZ Property, first home buyer, Information on buying and selling, NZ Property Market, NZ Mortgage Adviser, Welcome Home Loan, HomeStart Grant

How to get ahead financially

Sep 12, 2018 8:41:19 AM

There’s a growing concern amongst economists that Kiwis are financially ill-prepared for the worst. And, as a country with one of the lowest spends on insurance, it’s not hard to see why. We share some of the steps you can take starting today to better position yourself for tough times ahead.


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Topics: Mortgages, NZ Property, Financial Health, Real Estate Agents, Information on buying and selling, house sales, NZ Property Market, NZ Mortgage Adviser, financial review

Young widow's tale: No will, no money (NZ Herald)

Sep 3, 2018 2:45:37 PM

A worthwhile read! And while the article focuses on the importance of having a will, it also points to the need for adequate planning around risk protection and more importantly the Enduring Power of Attorney. If you'd like financial advice or a review of your situation, get in touch with our team of mortgage advisers.


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Topics: Mortgages, NZ Property, NZ Property Market, NZ Mortgage Adviser

Marketing Tips to Fast-track Your Sale

Aug 17, 2018 10:11:51 AM

When selling a property, one of the most important steps is generating interest, and the best way to do this is through a focused marketing campaign. A strong marketing campaign will help you sell your property in the shortest amount of time, for the best price, with the least amount of aggravation. Here are our tips to help get you started.


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Topics: Mortgages, NZ Property, Real Estate Agents, Information on buying and selling, house sales, NZ Property Market, NZ Mortgage Adviser

Advice for Young Property Investors

Aug 13, 2018 10:16:51 AM

Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser, Financial Advice, Home Loan Advice

Mortgage Adviser vs. Lender Direct

Aug 13, 2018 10:12:25 AM

If you haven’t already worked with a mortgage adviser, you may be wondering why you should consider doing so. Why not go directly to the lender instead? Aside from the obvious – having someone else do the legwork for you – there are several other benefits to working with a mortgage adviser. Take a look at what these are.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser

Refinancing Your Mortgage

Aug 13, 2018 10:06:07 AM

Refinancing your home loan has a number of benefits. A lower interest rate or better terms could help you pay off your mortgage much faster and help you reach your financial goals sooner. But, it’s important to be aware of the shortcomings too. Take a look at what you need to look out for when refinancing your mortgage.


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Topics: Refinancing Options, Mortgages, Housing Market, NZ Property, mortgage stress, refinancing, NZ Property Market, Mortgage Debt, NZ Mortgage Adviser

Mid-Year Property Update

Jul 17, 2018 9:48:21 AM

As expected, a winter lull has hit the NZ property market with the number of new properties listed for sale falling in 15 out of 19 regions during the month of June 2018. Falling house prices could be a sign we’re moving into a buyer’s market, and tighter lending criteria continues to constrain the market despite short-term interest rates remaining low. Read on for more in this mid-year property update.


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Topics: Mortgages, Housing Market, NZ Property, NZ Property Market, NZ Mortgage Adviser, Selling in winter