There’s a growing concern amongst economists that Kiwis are financially ill-prepared for the worst. And, as a country with one of the lowest spends on insurance, it’s not hard to see why. We share some of the steps you can take starting today to better position yourself for tough times ahead.
Topics: Mortgages, NZ Property, Financial Health, Real Estate Agents, Information on buying and selling, house sales, NZ Property Market, NZ Mortgage Adviser, financial review
A worthwhile read! And while the article focuses on the importance of having a will, it also points to the need for adequate planning around risk protection and more importantly the Enduring Power of Attorney. If you'd like financial advice or a review of your situation, get in touch with our team of mortgage advisers.
Topics: Mortgages, NZ Property, NZ Property Market, NZ Mortgage Adviser
When selling a property, one of the most important steps is generating interest, and the best way to do this is through a focused marketing campaign. A strong marketing campaign will help you sell your property in the shortest amount of time, for the best price, with the least amount of aggravation. Here are our tips to help get you started.
Topics: Mortgages, NZ Property, Real Estate Agents, Information on buying and selling, house sales, NZ Property Market, NZ Mortgage Adviser
Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.
Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser, Financial Advice, Home Loan Advice
If you haven’t already worked with a mortgage adviser, you may be wondering why you should consider doing so. Why not go directly to the lender instead? Aside from the obvious – having someone else do the legwork for you – there are several other benefits to working with a mortgage adviser. Take a look at what these are.
Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser
Refinancing your home loan has a number of benefits. A lower interest rate or better terms could help you pay off your mortgage much faster and help you reach your financial goals sooner. But, it’s important to be aware of the shortcomings too. Take a look at what you need to look out for when refinancing your mortgage.
Topics: Refinancing Options, Mortgages, Housing Market, NZ Property, mortgage stress, Refinancing, NZ Property Market, Mortgage Debt, NZ Mortgage Adviser
As expected, a winter lull has hit the NZ property market with the number of new properties listed for sale falling in 15 out of 19 regions during the month of June 2018. Falling house prices could be a sign we’re moving into a buyer’s market, and tighter lending criteria continues to constrain the market despite short-term interest rates remaining low. Read on for more in this mid-year property update.
Topics: Mortgages, Housing Market, NZ Property, NZ Property Market, NZ Mortgage Adviser, Selling in winter
As technology evolves so too do our digital lives, sometimes to the point where we can start to feel bogged down by the plethora of time-saving tools and life-changing apps. When it comes to improving productivity, most of us could use a little help. Take a look at these 3 tech hacks that are guaranteed to improve productivity in your digital life.
Topics: Mortgages, NZ Finance, NZ Property, NZ Property Market, Tech Hacks, Life Hacks, Cost effective, Productivity, Efficient
While interest only mortgages have come under intense scrutiny across the Tasman over the last year (2017), this type of lending can offer a viable solution for property investors looking to grow their portfolio. Read on to find out more about interest only loans, along with the benefits and risks.
Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, interest only loans
Deciding between a fixed and a variable interest rate, or a combination of both, is largely a personal choice. Do you need the certainty of set monthly repayments or are you looking for a little more flexibility and a saving when interest rates drop? Each option has its own set of pros and cons. Read on to find out what these are.
Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate
