3 Tips for Property Investors Navigating High LVRs

May 19, 2021 1:43:37 PM

In an effort to put the brakes on a runaway property market, from 1 May 2021, the Reserve Bank of New Zealand has implemented Loan to Value Ratio (LVR) restrictions that impact the way property investors access mortgage finance. Going forward, a maximum of just 5 per cent of banks’ lending can be done at above 60 per cent LVR. For property investors, that means having at least a 30 – 40 per cent deposit. Here are 3 tips that could help property investors navigate high LVRs.


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Topics: Selling, Property Investment, Interest Rates

Property: Still The Best Investment

Sep 24, 2020 9:12:10 AM

If you’re looking to invest your money right now, you can’t beat the returns on property. With the OCR expected to remain at 0.25 per cent, at least for the foreseeable future, historically low interest rates, and no restrictions on the amount of money banks can lend to high-LVR borrowers, many economists believe real estate is the *best investment option in the current climate. Follow these handy tips to secure your financial future by investing in property.


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Topics: Selling, Property Investment

Rental Property Renovations: 3 Questions to Ask Yourself First

Aug 31, 2020 1:13:14 PM

Renovating a rental property can be a costly exercise but making improvements to the property can yield a healthy return. To ensure you’re maximizing your investment, it’s important not to overcapitalize, to stick to your budget, and to use durable products and materials. If you are considering renovating your rental property, ask yourself these 3 questions first.


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Topics: Property Investment, Home Renovations, NZ Mortgage Adviser

Rental Property Renovation: 3 Questions to Ask Yourself First

Feb 20, 2019 7:59:06 AM

Renovating a rental property can be a costly exercise but making improvements to the property can yield a healthy return. To ensure you’re maximizing your investment, it’s important not to overcapitalize, to stick to your budget, and to use durable products and materials. If you are considering renovating your rental property, ask yourself these 3 questions first.


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Topics: Property Management, Property Investment, Investment Property, Home Renovations, NZ Mortgage Adviser

3 Property Investment Mistakes to Avoid

Feb 19, 2019 1:30:00 PM

It’s no surprise that more and more astute investors are turning to property as a way to grow capital. Like all investments though, buying an investment property takes careful research so you know what you’re getting into and what the pitfalls are to avoid. To help you stay on top of the property investment game, here are 3 common mistakes to avoid.


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Topics: Property Management, Buying, Property Investment, Investment Property, NZ Mortgage Adviser, Home Buying Traps

Investing in Property in 3 Simple Steps

Feb 19, 2019 8:30:00 AM

Owning an investment property has long been a part of the Kiwi dream. For many first-home buyers, buying a smaller rental property in a cheaper area can be just what they need to get a foot onto the property ladder. For savvy investors, it’s an opportunity to generate wealth. But before you jump in head first into property investment, take a look at these 3 simple steps to get you started.


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Topics: Property Management, Buying, Property Investment, Investment Property, NZ Mortgage Adviser, Home Buying Traps

House prices are up and buyers are hesitant

Oct 14, 2016 7:46:20 AM


New Zealand's property market appears to be in a holding pattern as investors and home-buyers wait to see what will happen next following changes to the LVR. The property market is changing compared to how it was a year ago. And Property Institute of New Zealand chief executive Ashley Church says Reserve Bank LVR restrictions are a devastating failure for first home buyers. All this in our October property article.


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Topics: Property Investment, First Home, Property Article, LVR, Investors, Home Buyers

What to consider when buying an investment property

Sep 23, 2016 8:06:01 AM

If you’re looking to secure your financial future, you can’t go wrong with a residential property investment. When you buy an investment property you're buying a physical asset, and for many people that means having a lot more control over where their money goes. To help you decide whether property investment is for you, here are some of the things you need to think about.


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Topics: Mortgage Advisers, Property Investment, Investment Opportunity