Refinancing your mortgage could help you secure better interest rates, reduce the term of your loan, and even strengthen your overall financial position. Deciding when to refinance depends on several factors and there are many instances where property owners refinance for reasons other than just the interest rate. Take a look at when you could consider refinancing your mortgage.
Topics: Refinancing Options, NZ Finance, Home Loan Advice, Refinance
Refinancing your home loan has a number of benefits. A lower interest rate or better terms could help you pay off your mortgage much faster and help you reach your financial goals sooner. But, it’s important to be aware of the shortcomings too. Take a look at what you need to look out for when refinancing your mortgage.
Topics: Refinancing Options, Mortgages, Housing Market, mortgage stress, Refinancing, Mortgage Debt, NZ Mortgage Adviser
Cost is usually a major factor when it comes to any home renovations, and weighing up the cost versus return is an important part of your decision making. Whether you’re looking to sell your home or just freshen it up, here are a few low cost projects that you can do yourself to revitalise your home and add value.
Topics: Refinancing Options, Mortgages, Home Maintenance, Refinancing, Home Renovations, NZ Mortgage Adviser
Across most of Australia and New Zealand house prices have jumped considerably over the past 10 years (2006-2016). There’s no doubt that a lot of our wealth is locked up in real estate. But how do you access that wealth? And how do you make your biggest asset work harder for you? Read on to find out how you can make your home equity work for you.
Topics: Mortgage Advisers, Refinancing Options, Mortgages, Home Equity
The beginning of a new year is a good time to review your household budget. Perhaps you’ve overspent during the festive period and your debt has mounted up. You may be considering debt consolidation or other ways to cut back on expenses. If you’re struggling with debt or you find yourself constantly borrowing money from family or friends, it’s time to take control of your financial situation. Refinancing your mortgage could be the solution.
Topics: Refinancing Options, Budget, Home Loan, Debt
