With household budgets already feeling stretched by the rising cost of everyday necessities like fuel and food, splashing out on Christmas presents or a well-deserved holiday can feel overwhelming for many Kiwi families. Fortunately, there’s still time to plan how your money is spent and to manage your finances wisely. Here are 5 practical tips to help you stay on budget this Christmas, without getting wrapped up in holiday over-spending.
Topics: Financial Health, saving tips, Christmas Debt
Managing your finances is an essential part of achieving your long-term financial goals. One powerful tool that can help you keep track of your finances is an effective budget, ensuring you allocate your income to the expenses that need to be paid and that you’re not left short at the end of each month. Take control of your finances today and follow the path to financial success with these 5 steps to creating an effective budget.
Topics: Budget, Financial Health, saving tips
Money issues are a common source of tension and stress amongst couples. Shared expenses, different income levels, diverse spending habits, and conflicting ideas about bill payments and savings can present a number of challenges. With open communication and careful planning, it is possible to build a strong financial foundation to support both your financial goals. Read on to find our tips for managing money as a couple.
Topics: Financial Health, First Home Buyer, saving tips, Budgeting
Across the country, Kiwis are grappling with a higher cost of living that has left many feeling the squeeze on the household budget. The rising cost of housing, utilities, groceries, and other essential expenses have made it increasingly challenging to make ends meet. There are some steps you can take to regain control of your finances. From budgeting and maximising savings to reducing energy usage and making smarter buying decisions, here are 5 essential tips to beat the cost-of-living crisis.
Topics: Financial Health, saving tips, Budgeting
Family, food, and festivities is what Christmas is all about. Unfortunately, Christmas can also be a time of stress, juggling extra expenses and a further strain on the budget. And often, once the holiday is over, the reality of overspending sets in. If you’re applying for a mortgage – whether to buy a first home or to refinance – it’s important you keep a tight rein on spending. Avoid blowing out the budget and jeopardising your borrowing power with these 3 tips for managing Christmas spending.
Topics: First Home Buyer, saving tips, Refinancing
It’s easy to get carried away in the hunt for the perfect home and end up overlooking important details – like how much it costs – while being blindsided by the amazing features – the size of that kitchen! And if you’re visiting several open homes each weekend, it can be challenging staying focused. To help you get organised in the hunt for your dream home, here are three house hunting tips.
Topics: Properties for sale, private sale, new zealand real estate, First Home Buyer, saving tips
There’s a lot to think about when buying a home – and if it’s your first time on the property ladder, it can seem a daunting prospect. Aside from the obvious questions you need to ask yourself – “will I be able to afford a mortgage?” “where do I want to buy and what type of property do I want?” – it’s important you carefully research the property you’re intending to buy before committing. Here are 3 ways you can do that.
Topics: Properties for sale, private sale, new zealand real estate, First Home Buyer, saving tips
It’s the plight of every first home buyer: saving for that seemingly unattainable deposit. It can start to feel like the harder you try to save, the further away your goal gets. But, if you ever want to have a place to call your own, you’ll need to start saving. Here are our tips to help you get started.
Topics: Properties for sale, private sale, new zealand real estate, First Home Buyer, saving tips
