Glyn Slade - Slade Consulting Group Limited

Region & Expertise: Mortgage Advisers, Auckland Mortgage Advisers

Authorised Financial Adviser (FSP4381) for Home, Investment and Business Loans

"I am passionate about providing excellent customer service and helping my clients find the right finance to achieve their dreams."

I have been in the finance industry for over 38 years, the most recent twelve as a mortgage lender in the greater Auckland area. I am passionate about providing excellent customer service and helping my clients find the right finance to achieve their dreams. With so many financial institutions to deal with, I do all the "leg work" for my clients saving time and taking the hassle out of it for them. Having been a lender for almost 30 years, brought and sold our homes, managed our farm and rental property...I am well qualified to provide professional expert help.

First Home Buyers
I work with a lot of first home buyers and my goal is to make the process easier and less stressful.

"My dad has worked in finance for many years and he suggested we see a mortgage adviser and referred us to Glyn. We could see instantly that he knew what he was talking about and decided we wanted to expertise on our side. He gave us accurate advice, walked us through the entire process painlessly, answering all our questions, and working out what we could and could not afford!" Steve and Emma

Investment Finance
Fundamental to successfully building wealth through a property portfolio is structuring your investment loans currently. Let my years of experience in complex lending structures help you arrange your loan appropriately.

Dear Glyn, Many thanks for your help and advice with purchasing my first rental property. Your insight and practical logic was as valuable as your understanding into the little things (that seem so big) at what should be an extremely stressful time. Looking forward to working with you again as I grow my property empire. Cathy

Sometimes there are advantages to refinancing, such as benefiting from a lower interest rate or being allowed to borrow more from another lender than the one your are currently with.

Top Ups
Rather than refinancing a home loan to borrow for a particular purpose, such as buying an investment property; or holiday home; carrying out home improvements etc. I will try to use the existing bank, unless my clients prefer to move their mortgage elsewhere for some good reason. Chances are that a top up will prove less expensive because there may be no or less legal costs, valuation fees and so on.

Glyn helped us get a top-up and made it very easy process, kept us informed throughout and we achieved a great result. We believe this was possible because of his experience and long standing relationship with many lenders. Ian and Nicky

Hi Glyn, I don't know if I emailed you back but just wanted to say a massive THANK YOU!!! On behalf of mine and wills families. We really enjoyed your service and felt you were very open and transparent with us all. You were a genuine consultant who had our best interest at heart. Cheers again mate thanks for all you have done for us. Jeremy


Important information about Slade Consulting Group Limited FSP 718411

My advice is provided through my company Slade Consulting Group Limited that trades using the Mortgage Express brand owned by Mortgage Express Limited (MX).

MX is engaged in the business of supporting financial advisers to access financial products, and to market and promote, their finance, mortgage and insurance broking and facilitation services.

Licence status and conditions

Astute Financial Management Limited FSP641829 (Astute) holds a licence issued by the Financial Markets Authority to provide financial advice service.

Slade Consulting Group Limited FSP 718411 is authorised by that licence to provide financial advice service.

Our contact details are:

Address:           130 Gleeson Road, Rd 3, Waiuku, 2683, New Zealand

Telephone:       (09) 2356219


We provide financial advice on Mortgage Products and Consumer Credit Contracts.

We encourage you to read the important information given below. It may help you decide whether your financial needs may be met by engaging with us.


Nature and scope of financial advice service

We engage financial advisers to provide financial advice on the following financial products:


Residential and personal loan products
We, through our advisers, provide financial advice service about loan products only from the following providers (also known as lenders):


ANZ Bank New Zealand Limited          

Cressida Capital One Limited

Pepper New Zealand Limited

AIA Services New Zealand Limited

DBR Limited

Pioneer Finance Limited

ASAP Finance Limited

FICO Finance Limited

Plus Finance Limited

ASB Bank Limited              

First Mortgage Managers Limited

Property Funding Securities Limited

Avanti Finance Limited      

Funding Partners Limited

Resimac Financial Securities Limited

Bank of China (New Zealand ) Limited

General Finance Limited

Southern Cross Finance Limited

Bank of New Zealand

Gold Band Finance Limited

Southland Building Society

Basecorp Finance Limited

Industrial and Commercial Bank of China (New Zealand) Limited

The Co-operative Bank Limited

Bluestone Mortgages NZ Limited

Liberty Financial Limited

TSB Bank Limited

China Construction Bank (New Zealand) Limited

Metro Finance Limited

Westpac New Zealand Limited          

Credit Union Baywide

Oxford Finance Limited

Wroxton Finance Limited


We do not provide financial advice service related to:

  1. Investment products (e.g., shares, bonds, managed funds, etc.) and KiwiSaver products; and
  2. Estate planning (such as Wills, Enduring Powers of Attorney, and trusts of any description); and
  3. General Insurance products; and
  4. Personal Risk Insurance products.

You will need to consult appropriate specialists if you would like advice on the products above.

Fees, expenses, or other amounts payable

In the majority of cases we do not charge any fee, expense or other amount for the financial advice provided to you or for implementing that advice. Our remuneration is paid by the product providers by way of commission.

However, we may charge a fee for the financial advice service provided to a client where a client repays a residential home loan within a defined time up to 28 months from the date it is drawn down.

Whether a fee will be charged, the manner in which it will be charged and the date by which the fee will be payable will be advised when the financial advice service is provided to the client.

Conflicts of interest and commissions or other incentives

We and Astute will receive commission from the lenders who provide residential and personal loan products. If you decide to take out a residential or personal loan, then the lender will pay commission based on the amount of loan settled with that lender or lenders.

Our adviser takes drawings from Slade Consulting Group Limited.

From time to time, various product providers (described previously) may also reward us and/or Astute for the overall business provided to them. They may give tickets to sports events, hampers, or other incentives. To ensure that our financial advisers prioritise the client’s interests above their own, we follow an advice process that ensures our recommendations are made based on the client’s personal goals and circumstances. All our financial advisers undergo annual professional development refresher training about how to manage conflicts of interest. We maintain registers of conflicts of interests, and the gifts and incentives received.

Complaints handling and dispute resolution

We take all complaints seriously and work to resolve them as quickly as possible.

If you are unhappy with our financial advice service, and wish to make a complaint, please contact your financial adviser so he or she can try to put things right.

If you do not feel comfortable discussing your concerns with your adviser, you can:

  • Call David Gopperth, General Manager, Mortgage Express on 027 3489248 between the hours of 8:30 am - 5 pm week days
  • Email
  • Write to David Gopperth at Mortgage Express, PO Box 9268, Newmarket, Auckland 1023.

How your Complaint will be handled

We will deal with your complaint using our internal complaints handling process. Accordingly,

  • We will investigate your complaint by analysing the information you provided us; and

  • We may contact you to get additional information about your complaint.

We aim to resolve your complaint within 40 days of its receipt and advise you, in writing, our proposed resolution to your complaint.

If we cannot resolve your complaint within 40 days of receipt (or any additional time you have given us thereafter, at our request) you can contact the Financial Services Complaints Ltd (FSCL).

FSCL provides an independent external dispute resolution service to consumers with complaints about their financial service providers. This service will cost you nothing and will help us to investigate or resolve your complaint if it is not resolved to your satisfaction using our internal complaints process.

You can contact the FSCL Scheme at:



Telephone:                         0800 347 257 or +64 4 4723725

Address:                             Level 4, 101 Lambton Quay, Wellington 6011

                                             P O Box 5967, Wellington 6140


We, Astute and our financial advisers are bound by the following duties under the Financial Markets Conduct Act 2013 to:

  • meet the standards of competence, knowledge, and skill set out in the Code of Professional Conduct for Financial Advice Services (Code of Conduct), which form part of the wider regulatory regime for financial advice and ensure we have the expertise necessary to provide you with advice; and
  • give priority to your interests by taking all reasonable steps to ensure that the advice given to you is not materially influenced by our own interests or the interests of any other person connected with the giving of advice; and
  • exercise care, diligence, and skill that a prudent person engaged in the occupation of giving related financial advice would in the same circumstances; and
  • meet the standards of ethical behaviour, conduct, and client care set out in the Code of Conduct, to treat you as we should and to provide you with suitable advice.