Michelle Hutchens

Region & Expertise: Mortgage Advisers, Auckland Mortgage Advisers

Mortgage Adviser50-Million-Foil

  • michelleH@mx.co.nz
  • Mobile: 021 0265 4821
  • Freephone: 0800 226 226
  • Regions available: North & West Auckland

"I’m passionate about helping my clients get into the home they want."

With over 10 years’ experience in the New Zealand banking industry, Michelle Hutchens is passionate about helping her clients get the home they want.

Originally from South Africa, Michelle has worked as a personal banker at two major banks in New Zealand. Her experience in the home loan industry has prepared her well for understanding and sourcing the range of mortgages available.

Michelle enjoys working closely with her clients, guiding them through the often tricky details of a home loan.

“There’s nothing better for me than helping my clients buy their dream home,” says Michelle. “And it’s not only about finding the best home loan to fit your budget and lifestyle. I’m there to help and guide you every step of the way, from start to finish.”

Michelle prides herself on her friendly approach and believes a nurturing attitude goes a long way towards ensuring clients don’t give up on their dreams, even if the home loan process takes a little longer.

Passionate about helping people get into their own home, Michelle looks at all options available to her clients in order to find the deal that best fits their budget and lifestyle, helping to structure the most economical mortgage solution.

Michelle’s speciality is working with new home buyers, and finds satisfaction in assisting them achieve their personal and financial goals.

Michelle is based in West Auckland and offers a full range of mortgage advice, including budgeting, home loans, refinancing, personal loans and more.

2017 Mortgage Express – Achieved $25m in career settlements (between 2014-2016)

Client Testimonials:

"Earlier this year, we were recommended to contact Michelle Hutchins at Mortgage Express to arrange a meeting with her. We agreed on an appointment time and she came to our home.

We have not had a mortgage in over thirty years, so the prospect of finding all the changes to procedure, conditions and options was a bit daunting.

At our first meeting, we gave her our requirements regarding the amount of mortgage, term and options for early repayment before the mortgage term.

Her response was positive and friendly with a broad outline of available types of contract and other options. After gathering information and doing some research, she returned with possible alternatives for us to consider.

Having decided on a particular offer, we were impressed with the efficiency Michelle showed in the preparation of the documents. The mortgage was affected with the lender of our choice and on acceptable terms.

We would recommend Michelle Hutchins to anyone looking for efficient advice - in what could be a daunting subject – prompt attention and satisfaction in completing a quite complex subject.

On our behalf, I would be pleased to receive any enquiry to confirm this statement."


Colin Buckwell

"Michelle was beyond amazing. I cannot commend her enough on how helpful she was throughout the purchasing process. Even after she finalised a great offer from the bank and passed us over to them, she continued to check in with us in the lead up to our settlement date to see how things were going with everything else. It is rare to find people who are willing to go the extra mile for their customers – Michelle has certainly done that, above and beyond."


"We would like to extend our appreciation to you for all the hard work you put in to secure our home loan with ANZ. Throughout the process you kept us informed and supported us all the way even when our loan was approved and we moved into our house. It really is comforting to know that their is still a high standard of professionalism in business combined with the caring human factor."

Lloyd, Kim and Josh

"Michelle, thank you for all you have done for us with the financing of our house. You are an absolute superstar."

Craige and Ursula

FSP 314166. A Disclosure Statement is available on request and free of charge.