Home & Contents Insurance
Take a look around your home. If you added up how much you have spent on your contents, electrical goods and furnishings, the total could easily run into thousands of dollars. And if you had to go out and replace those items now, how much more would they cost you?
That is why contents insurance is also so important to have. It is designed to provide you with peace of mind and financial protection against damage to, or the loss of, contents in your home. Take a minute to tell us what we can do to protect your home and contents or talk to one of our experienced Insurance Advisers.
What do you need to cover?
You can insure your home in case of accidental damage. This includes damage by fire, water, natural disaster or burglary.
For your home insurance you can choose from two options
1. Replacement: Your home is insured for replacement based on the floor area declared. Your home will be restored to the same ‘as new’ condition using current building materials, no matter what the cost.
2. Sum Insured Replacement: Your home is insured for replacement up to the sum insured declared.
Your contents and other belongings
You can insure the contents of your home and other personal belongings in case they are accidentally lost, stolen or damaged.
You can insure your private car, caravan or motorbike in case of theft, or damage or if it is written off in an accident, fire or natural disaster. If you do not require full cover you can take out third party insurance so you are insured against liability for damaging someone elses property in an accident.