3 Things that could impact your credit score

Nov 21, 2017 12:35:00 PM

Your credit score is used by lenders to determine your lender-ability and in deciding what interest rate you’ll be charged. Having a good credit score could mean the difference in thousands of dollars spent or saved, so it’s understandably an important factor in your financial life. Here are some of the things that could impact your credit score.


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Topics: new zealand property, new zealand real estate, buying property, mortgage adviser, credit score

Selling your property by auction

Nov 20, 2017 8:52:28 AM

Across Australia and New Zealand, auctions have become an increasingly popular means of selling property. One of the benefits of an auction is that it places a time limit on a sale, in turn generating a sense of urgency in buyers which often leads to a higher sale price. But auctions offer other benefits to sellers too. Take a look at what these are.


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Topics: Auctions, new zealand property, new zealand real estate, buying property, mortgage adviser, property auction

A ban on foreign property buyers

Nov 17, 2017 12:35:00 PM

With a change in government comes a change in policy and the first of these is a ban on foreigners buying existing property in New Zealand. Just how much of an impact this will have on the New Zealand property market remains to be seen, with many experts believing only a small percentage of property buyers will be affected. Is the ban simply a political move or will it help curb rising house prices?


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Topics: Mortgage, new zealand property, new zealand real estate, buying property, meth testing, meth contamination, labour government, foreign buyer ban

Meth testing your rental property

Nov 14, 2017 12:33:54 PM

There’s been much discussion in the media recently around methamphetamine contamination in New Zealand. Tenants are being evicted and landlords are spending thousands of dollars decontaminating properties that test positive for “P”. While some scientists have questioned the government’s standard for meth contamination, many believe it’s vital in helping safeguard the value of properties and its tenants. Either way, as a landlord in New Zealand, it’s important you understand meth contamination.


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Topics: Mortgage, new zealand property, new zealand real estate, buying property, meth testing, meth contamination

Quarterly Christchurch Region Awards

Nov 2, 2017 11:37:29 AM

July 2017 – September 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards

Quarterly Wellington Region Awards

Nov 2, 2017 11:35:49 AM

July 2017 – September 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards

Quarterly Central Region Awards

Nov 2, 2017 11:34:07 AM

July 2017 – September 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards

Quarterly Northern Region Awards

Nov 2, 2017 11:32:14 AM

July 2017 – September 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Northern Region Awards

Making your home loan work for you

Oct 13, 2017 10:23:08 AM

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender, we’ve outlined some of the more popular options.


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Topics: LVR, Mortgage, new zealand property, new zealand real estate, first home buyer, buying property, Second Home, house sales, mortgage ready, property sales, mortgage stress, low equity margin, LEM, loan to value ratio

NZ Property Market, post-election

Oct 12, 2017 11:36:00 AM

The 2017 New Zealand election may be out of the way but its impact is still being felt in the NZ property market. Uncertainty continues to weigh in with spring sales noticeably lower than previous years. Nationwide residential property values rose for September, although a much smaller increase was recorded in the Auckland region. Read on to find out how New Zealand’s property market is expected to perform, post-election.


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Topics: LVR, Mortgage, new zealand property, new zealand real estate, first home buyer, buying property, Second Home, house sales, mortgage ready, property sales, mortgage stress, low equity margin, LEM, loan to value ratio