Interest Only Loans

Apr 18, 2018 12:00:00 AM

While interest only mortgages have come under intense scrutiny across the Tasman over the last year (2017), this type of lending can offer a viable solution for property investors looking to grow their portfolio. Read on to find out more about interest only loans, along with the benefits and risks.


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Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, interest only loans

Fixed versus variable: How do you choose?

Apr 17, 2018 12:00:00 AM

Deciding between a fixed and a variable interest rate, or a combination of both, is largely a personal choice. Do you need the certainty of set monthly repayments or are you looking for a little more flexibility and a saving when interest rates drop? Each option has its own set of pros and cons. Read on to find out what these are.


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Topics: Interest Rates, Mortgages, NZ Finance, NZ Property, mortgage rates, NZ Property Market, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate

How old is too old when it comes to a mortgage?

Apr 16, 2018 9:27:06 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


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Topics: Retirement, Mortgages, NZ Finance, Home Loan, NZ Property, reverse mortgage, NZ Property Market, Mortgage Debt

Buying and selling at the same time

Mar 21, 2018 6:48:45 AM

Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.


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Topics: Retirement, Mortgages, NZ Finance, Bridging Finance, Home Loan, NZ Property, reverse mortgage, NZ Property Market, Mortgage Debt

Retiring with mortgage debt

Mar 19, 2018 12:00:00 AM

An alarming number of New Zealanders will retire with mortgage debt, says credit rating business Credit Simple, indicating that a financially secure retirement is out of reach for many Kiwis. But it needn’t be. Planning ahead today goes a long way towards securing your retirement income stream tomorrow.


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Topics: Retirement, Mortgages, NZ Finance, Home Loan, NZ Property, reverse mortgage, NZ Property Market, Mortgage Debt

A Digital Detox

Mar 16, 2018 12:00:00 AM

As our lives become increasingly busier and cluttered with all things digital, it’s harder than ever to simply switch off. And yet, switching off is often exactly what we need. If you find yourself reaching for your phone each morning first thing, it may be time to take a digital detox. Here’s why and how you can do just that.


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Topics: Health and Wellbeing, Digital Detox

Is a reverse mortgage an option?

Mar 15, 2018 11:04:52 AM

Many retirees depend entirely on their NZ Superannuation for their income during retirement. As a result, money can be tight, and any unexpected expenses can leave a sizeable hole in the budget. That’s where a reverse mortgage may be an option. A reverse mortgage could free up some much-needed cash when times are tough, but it’s important you understand the pros and cons of this type of lending.


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Topics: Mortgages, NZ Finance, Home Loan, NZ Property, reverse mortgage, NZ Property Market

Quarterly Christchurch Region Awards

Feb 26, 2018 9:12:51 AM

October 2017- December 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards

Quarterly Wellington Region Awards

Feb 26, 2018 9:11:07 AM

October 2017- December 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards

Quarterly Central Region Awards

Feb 26, 2018 9:09:10 AM

October 2017- December 2017

MORTGAGE EXPRESS


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Topics: Award Winners, Quarterly Region Awards