Is winter a good time to sell?

Jun 15, 2020 11:01:36 AM

Spring is traditionally seen as the best time to sell a property, with the warmer weather said to bring out home buyers, fuelling competition and driving up house prices. Whether or not there’s any truth to this, the fact is, homes are sold all year round and there are several advantages to selling in winter. We outline what some of these are and share tips to help make your home sale-worthy during the colder weather.

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Topics: Selling, Mortgages, Selling, Advice, Winter, property focus, NZ Mortgage Adviser

Our Autumn Home Improvement Tips

May 22, 2020 9:44:49 AM

With winter just around the corner, it’s a great time to get those home improvement projects completed and ensure your home is winter-ready. Here are three autumn home improvement projects you could get done now to help keep your home maintenance-free throughout winter.

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Topics: Mortgages, Home Maintenance, Home Improvement, Autumn

Impact of foreign buyer ban

Nov 13, 2018 10:13:37 AM

The Labour Government’s election promise to ban non-resident foreign property buyers from buying existing property in New Zealand kicked off on 22 October 2018. So far, the change to the Bill seems to have had little impact on the market, despite dire predictions, and buyer activity remains stable.

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Topics: Mortgages, Foreign buyers, foreign buyer ban, NZ Mortgage Adviser, House prices

Financial Health vs. Mental Health

Nov 10, 2018 5:04:00 PM

Your debt may well be costing you more than just the interest you’re repaying! Research shows there’s a clear link between your financial health and your mental health, with some studies reporting a higher risk of mental health problems amongst people who have debt. Having just acknowledged Mental Health Awareness week in October, it’s a good time to remind ourselves of the importance of maintaining good mental and financial health.

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Topics: Mortgages, Health Insurance, Financial Health, Health and Wellbeing, NZ Mortgage Adviser

FIRE: Financially Independent, Retire Early

Nov 9, 2018 5:00:46 PM

The latest buzzword to hit the finance streets: FIRE. It stands for “financially independent, retire early” and is a philosophy inspired by a wave of millennials who are no longer content to amass wealth by traditional means or wait to retire at age 65. In simple terms, FIRE means living frugally while saving most of your income. Sound crazy? Perhaps not.

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Topics: Retirement, Mortgages, NZ Mortgage Adviser, Early Retirement, Debt-free, Mortgage-free

What to ask your mortgage adviser

Nov 9, 2018 4:54:56 PM

When you’re shopping around for a mortgage, there’s a lot more to consider than just the interest rate. Which is why it pays to work with a mortgage adviser who understands the complexities and can guide you every step of the way. But choosing the right mortgage adviser can also be tricky. Here are 5 questions we suggest you ask before deciding on an adviser.

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Topics: Buying, Mortgages, Information on buying and selling, NZ Mortgage Adviser, Home Buying Traps, Mortgage Advice

Home Buyer Traps to Avoid

Oct 16, 2018 10:52:21 AM

Buying a home is one of the largest and most complex purchases you’re ever likely to make. And getting it wrong can have a significant impact on both your financial and emotional health. That’s why it’s important to take time to fully research and understand the process and the complexities that go along with home buying. Here are our home buyer traps to avoid.

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Topics: Buying, Mortgages, Information on buying and selling, NZ Mortgage Adviser, Home Buying Traps

How to Win at Auction

Oct 9, 2018 11:27:00 AM

While auctions can be an incredibly stressful and intensive – even intimidating - way to buy property, they are also one of the fastest and simplest means of selling property. As a prospective buyer, it’s important you’re familiar with the highly unpredictable and often fast-paced process of an auction in order to be successful. Here are some tips.

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Topics: Auctions, Buying, Mortgages, Information on buying and selling, live auctions, property auction, NZ Mortgage Adviser

Buying a Home When You’re Self-Employed

Oct 6, 2018 11:47:06 AM

Applying for a home loan when you’re self-employed – or have contract or seasonal work – can be tricky. But the good news is, there are still options available to you: A low-doc home loan allows self-employed business owners to apply for a home loan from a non-bank lender with minimal income verification. Read on to find out more about buying a home when you’re self-employed.

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Topics: Mortgages, First Home Buyer, NZ Mortgage Adviser, Small Business Lending, Low Doc Home Loan

Simplifying Business Lending

Oct 5, 2018 11:36:03 AM

As a small to medium sized business owner, you may already have experienced the complexities that come with securing a business loan or funding for your business. Mountains of paperwork and number-crunching are usually followed by an endless wait on your lender’s decision. But the process needn’t be such an ordeal.

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Topics: Mortgages, NZ Mortgage Adviser, Small Business Lending, Business Finance