What insurance do you really need?

Feb 17, 2020 8:02:27 AM

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.


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Topics: Mortgage Advisers, Insurance Advisers, Insurance, Underinsurance, NZ Mortgage Adviser

3 Low-cost ways to get your home ready to sell

Jan 21, 2020 8:22:00 AM

When it comes to a successful property sale, it’s all about presentation. A bad first impression can make or break a potential buyer’s decision to even walk through the front door. If you’ve decided to sell your place and you’re ready to throw yourself into getting it ready for market, check out these 3 low-cost ways to get your home sale-ready in the new year.


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Topics: Mortgage Advisers, Tips for selling your home., selling property, NZ Mortgage Adviser

Why shop around for a mortgage?

Jan 16, 2020 8:12:00 AM

Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.


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Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Financial Advice, Mortgage Advice

Building wealth through property investment

Dec 10, 2019 5:30:59 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


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Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

Is your mortgage rate the best you can get?

Dec 9, 2019 5:25:17 AM

Just like a health check, reviewing your mortgage annually can help you uncover any issues before they become serious. It’s a chance to check that you’re getting the best deal on the market. And if not, it provides some alternative financial solutions. If your fixed loan term is nearing its end or your circumstances have changed recently, there’s no better time to plan a mortgage review and decide whether to refinance, refix or revert.


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Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, mortgage review

What to look for when choosing a mortgage adviser

Apr 13, 2017 9:01:52 AM

Many home buyers have discovered just how beneficial it is to enlist the services of a mortgage adviser when shopping around for a home loan. Working with an experienced mortgage adviser not only saves you time as they do the legwork for you, it can save you money too when it comes to finding a mortgage with the best terms and interest rates. So, what should you be looking out for when choosing a mortgage adviser to work with? Here is our list of top five traits.


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Topics: Mortgage Advisers, Lenders, Home Loan

Making your home equity work for you

Mar 24, 2017 7:36:48 AM

Across most of Australia and New Zealand house prices have jumped considerably over the past 10 years (2006-2016). There’s no doubt that a lot of our wealth is locked up in real estate. But how do you access that wealth? And how do you make your biggest asset work harder for you? Read on to find out how you can make your home equity work for you.


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Topics: Mortgage Advisers, Refinancing Options, Mortgages, Home Equity

New appointment release: Rob Wilkinson - Mortgage Adviser

Mar 22, 2017 11:43:53 AM

Mortgage Express is pleased to announce the appointment of Rob Wilkinson as mortgage adviser.

Along with a solid background in accounting, financial services, and 30 years’ broad based business experience, Rob brings a genuine passion for helping his clients.

Prior to joining Mortgage Express, Rob enjoyed a diverse career in sales, mortgage portfolio management, and mentoring, with roles that included National Accountant for a life underwriting company, business coaching and strategic development for SMEs, and trainer for management and the strategies to trade diverse financial markets.


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Topics: Mortgage Advisers, Bay of Plenty Mortgage Advisers

A housing paradox – Christchurch’s oversupply vs. Wellington’s rental squeeze

Mar 17, 2017 8:18:22 AM

It’s the ultimate housing paradox – an oversupply of housing in Christchurch following a building boom, versus an unprecedented rental squeeze in Wellington caused by a growing number of students, a decline in social housing stock, and the growth of property management companies in the capital city. Read on to find out more in this month’s property article.


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Topics: Christchurch, Mortgage Advisers, Wellington, NZ Property

A glimmer of hope as house prices dip slightly

Mar 17, 2017 7:57:23 AM

 

 

Houses prices across the country remained flat in February, with weaker prices in Auckland offsetting a rise in house prices across Otago and in Northland. We take a closer look at housing market data from February 2017, to determine whether this is the start of a much-needed correction in the housing market.


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Topics: Mortgage Advisers, Buy a Home, NZ Finance