When it comes to buying property in New Zealand, many people find the auction process quite daunting. Being prepared by attending several auctions before you bid and doing your research can help you feel more confident. As property sales by auction are unconditional, so there are a few important steps you’ll need to take before bid. If you’re new to the auction process, and unsure where to start, check out this handy guide.

As house prices across New Zealand continue to rise, many first home buyers are turning to new builds as a way of getting onto the property ladder. But financing a new build is a little different to a regular mortgage on an existing property. To help you understand your options when it comes to building a new home, here is an outline of the things to look out for in a house and land turnkey package vs. a construction loan.

At the start of a new year, many people commit to doing things a little differently in the year ahead by setting New Year’s Resolutions. Often these New Year’s Resolutions centre around saving more or spending less. If you’re committed to improving your financial situation this year, why not start with these tips to help you pay off your mortgage faster.

Working with a mortgage adviser not only puts you in the best possible position when it comes to applying for a home loan – particularly as a first home buyer – it also means you have access to a much greater selection of financial options, which means finding the right mortgage to fit your unique situation. But that’s not all. Read on to find out why it pays to work with a mortgage adviser when applying for a mortgage – be it owner-occupied or investment.

Home loan interest rates have fallen to historic lows in 2020 and economists are predicting even lower mortgage interest rates in the months ahead in response to the economic fall-out from COVID-19. Lower interest rates mean more opportunities for both homeowners and first home buyers looking to enter the market, with more affordable repayments and the potential to get debt-free faster. If you haven’t reviewed your mortgage in a while, now’s a good time to do that.

For the first time in several years, first home buyers have accounted for a sizeable chunk of new mortgages, according to data released in June 2020 by the Reserve Bank of New Zealand. With record low interest rates and the removal of loan to value restrictions, many more first home buyers are seizing the opportunity to enter the property market. If you are considering buying your first home, take a look at these 5 things your mortgage adviser wants you to know before you apply for a mortgage.

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.

When it comes to a successful property sale, it’s all about presentation. A bad first impression can make or break a potential buyer’s decision to even walk through the front door. If you’ve decided to sell your place and you’re ready to throw yourself into getting it ready for market, check out these 3 low-cost ways to get your home sale-ready in the new year.

Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.