Why Choose a Mortgage Adviser?

Nov 18, 2020 1:48:45 PM

Working with a mortgage adviser not only puts you in the best possible position when it comes to applying for a home loan – particularly as a first home buyer – it also means you have access to a much greater selection of financial options, which means finding the right mortgage to fit your unique situation. But that’s not all. Read on to find out why it pays to work with a mortgage adviser when applying for a mortgage – be it owner-occupied or investment.


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Topics: Mortgage Advisers, Buying and Selling Property, Home Loans

When Did You Last Review Your Mortgage?

Sep 24, 2020 9:17:59 AM

Home loan interest rates have fallen to historic lows in 2020 and economists are predicting even lower mortgage interest rates in the months ahead in response to the economic fall-out from COVID-19. Lower interest rates mean more opportunities for both homeowners and first home buyers looking to enter the market, with more affordable repayments and the potential to get debt-free faster. If you haven’t reviewed your mortgage in a while, now’s a good time to do that.


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Topics: Mortgage Advisers, First Home Buyer, Buying and Selling Property

5 Things Your Mortgage Adviser Wants You To Know

Aug 26, 2020 6:19:47 PM

For the first time in several years, first home buyers have accounted for a sizeable chunk of new mortgages, according to data released in June 2020 by the Reserve Bank of New Zealand. With record low interest rates and the removal of loan to value restrictions, many more first home buyers are seizing the opportunity to enter the property market. If you are considering buying your first home, take a look at these 5 things your mortgage adviser wants you to know before you apply for a mortgage.


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Topics: Mortgage Advisers, First Home Buyer, Buying and Selling Property

Building wealth through property investment

Jun 15, 2020 8:39:46 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


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Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

What insurance do you really need?

Feb 17, 2020 8:02:27 AM

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.


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Topics: Mortgage Advisers, Insurance Advisers, Insurance, Underinsurance, NZ Mortgage Adviser

3 Low-cost ways to get your home ready to sell

Jan 21, 2020 8:22:00 AM

When it comes to a successful property sale, it’s all about presentation. A bad first impression can make or break a potential buyer’s decision to even walk through the front door. If you’ve decided to sell your place and you’re ready to throw yourself into getting it ready for market, check out these 3 low-cost ways to get your home sale-ready in the new year.


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Topics: Mortgage Advisers, Tips for selling your home., selling property, NZ Mortgage Adviser

Why shop around for a mortgage?

Jan 16, 2020 8:12:00 AM

Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.


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Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Financial Advice, Mortgage Advice

Building wealth through property investment

Dec 10, 2019 5:30:59 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


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Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

Is your mortgage rate the best you can get?

Dec 9, 2019 5:25:17 AM

Just like a health check, reviewing your mortgage annually can help you uncover any issues before they become serious. It’s a chance to check that you’re getting the best deal on the market. And if not, it provides some alternative financial solutions. If your fixed loan term is nearing its end or your circumstances have changed recently, there’s no better time to plan a mortgage review and decide whether to refinance, refix or revert.


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Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, mortgage review

What to look for when choosing a mortgage adviser

Apr 13, 2017 9:01:52 AM

Many home buyers have discovered just how beneficial it is to enlist the services of a mortgage adviser when shopping around for a home loan. Working with an experienced mortgage adviser not only saves you time as they do the legwork for you, it can save you money too when it comes to finding a mortgage with the best terms and interest rates. So, what should you be looking out for when choosing a mortgage adviser to work with? Here is our list of top five traits.


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Topics: Mortgage Advisers, Lenders, Home Loan