Rental Property Renovations: 3 Questions to Ask Yourself First

Aug 31, 2020 1:13:14 PM

Renovating a rental property can be a costly exercise but making improvements to the property can yield a healthy return. To ensure you’re maximizing your investment, it’s important not to overcapitalize, to stick to your budget, and to use durable products and materials. If you are considering renovating your rental property, ask yourself these 3 questions first.


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Topics: Property Investment, Home Renovations, NZ Mortgage Adviser

Helping your kids buy a house

Aug 31, 2020 1:10:03 PM

With the rising cost of property across New Zealand, it’s not surprising that so many parents are having to help their grown-up children buy property. In fact, it’s estimated that the “Bank of Mum and Dad” is the sixth largest lender when it comes to mortgage lending in New Zealand. While bank lending requirements have made it harder for first-home buyers to use their parent’s help to get onto the property ladder, there are still a few ways you as a parent can help.


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Topics: NZ Mortgage Adviser, Home Loan Advice, Buying and Selling Property

A step by step guide on buying your first home

Jul 21, 2020 6:20:01 PM

Buying a first home is a big decision; quite possibly, the biggest one you’ll ever make. Which is why it pays to understand exactly what you’re getting yourself into. To ensure you’re armed with the right information so you can make good decisions about your financial future, here is a step by step guide to buying your first home.


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Topics: NZ Finance, NZ Mortgage Adviser, Home Loan Advice

Is winter a good time to sell?

Jun 15, 2020 9:01:36 AM

Spring is traditionally seen as the best time to sell a property, with the warmer weather said to bring out home buyers, fuelling competition and driving up house prices. Whether or not there’s any truth to this, the fact is, homes are sold all year round and there are several advantages to selling in winter. We outline what some of these are and share tips to help make your home sale-worthy during the colder weather.


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Topics: Selling At Auction, Mortgages, Selling your Home, Selling, Advice, Winter, property focus, selling property, NZ Mortgage Adviser

Helping your kids buy a home

Jun 15, 2020 8:58:32 AM

With the rising cost of property across New Zealand, it’s not surprising that so many parents are having to help their grown-up children buy property. In fact, it’s estimated that the “Bank of Mum and Dad” is the sixth largest lender when it comes to mortgage lending in New Zealand. While bank lending requirements have made it harder for first-home buyers to use their parent’s help to get onto the property ladder, there are still a few ways you as a parent can help.


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Topics: Pre-approvals, NZ Finance, NZ Mortgage Adviser, Bank of mum and dad, Guarantor, Home Loan Advice, Buying property in New Zealand

Building wealth through property investment

Jun 15, 2020 8:39:46 AM

Property investment in New Zealand has seen some phenomenal growth over the last few years and it’s easy to see why. Regular rental income, outstanding capital gains and a sizeable nest egg for retirement are just some of the benefits property investors in New Zealand can enjoy. Before you jump in though, here are some things to consider.


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Topics: Property Management, Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Home Loan Advice, Investment Finance, Property and Investments, mortgage review

5 First home buyer mistakes to try an avoid

May 22, 2020 7:40:28 AM

When buying your first home, it’s easy to get swept up in a whirlwind of excitement and make mistakes that could end up costing you later on. Even if you’ve done your research and have a good understanding of the property market, there’s a lot to take in and to think about. Here are 5 first home buyer mistakes to avoid.


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Topics: nz mortgage, First Home Buyer, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, First time homeowner

What insurance do you really need?

Feb 17, 2020 8:02:27 AM

Insurance is not something we enjoy paying. In most instances, we spend tens of thousands of dollars over a lifetime paying for insurance we hardly ever use. But it’s when you need it most that having insurance can change your life. If you aren’t insured and you’d like to understand what insurance you really need, read on to see what the benefits are for you and your family.


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Topics: Mortgage Advisers, Insurance Advisers, Insurance, Underinsurance, NZ Mortgage Adviser

3 Low-cost ways to get your home ready to sell

Jan 21, 2020 8:22:00 AM

When it comes to a successful property sale, it’s all about presentation. A bad first impression can make or break a potential buyer’s decision to even walk through the front door. If you’ve decided to sell your place and you’re ready to throw yourself into getting it ready for market, check out these 3 low-cost ways to get your home sale-ready in the new year.


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Topics: Mortgage Advisers, Tips for selling your home., selling property, NZ Mortgage Adviser

Why shop around for a mortgage?

Jan 16, 2020 8:12:00 AM

Shopping around for a mortgage can seem like a daunting process. But the fact is, if you don’t shop around and you simply apply for a loan from your everyday bank, you could be doing yourself a major disservice and you could be missing out on some serious deals. If you’re looking for a new mortgage or you’re considering refinancing, here are the reasons why it pays to shop around.


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Topics: Mortgage Advisers, NZ Finance, NZ Mortgage Adviser, Financial Advice, Mortgage Advice