Impact of foreign buyer ban

Nov 13, 2018 7:13:37 AM

The Labour Government’s election promise to ban non-resident foreign property buyers from buying existing property in New Zealand kicked off on 22 October 2018. So far, the change to the Bill seems to have had little impact on the market, despite dire predictions, and buyer activity remains stable.


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Topics: Mortgages, NZ Mortgage Adviser, foreign buyer ban, Foreign buyers, House prices, NZ Property Market

Financial Health vs. Mental Health

Nov 10, 2018 2:04:00 PM

Your debt may well be costing you more than just the interest you’re repaying! Research shows there’s a clear link between your financial health and your mental health, with some studies reporting a higher risk of mental health problems amongst people who have debt. Having just acknowledged Mental Health Awareness week in October, it’s a good time to remind ourselves of the importance of maintaining good mental and financial health.


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Topics: Mortgages, NZ Mortgage Adviser, Mental Health, Health and Wellbeing, finance health check, Financial Health, Health Insurance

FIRE: Financially Independent, Retire Early

Nov 9, 2018 2:00:46 PM

The latest buzzword to hit the finance streets: FIRE. It stands for “financially independent, retire early” and is a philosophy inspired by a wave of millennials who are no longer content to amass wealth by traditional means or wait to retire at age 65. In simple terms, FIRE means living frugally while saving most of your income. Sound crazy? Perhaps not.


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Topics: Mortgages, NZ Mortgage Adviser, Retirement, Early Retirement, Debt-free, Mortgage-free

What to ask your mortgage adviser

Nov 9, 2018 1:54:56 PM

When you’re shopping around for a mortgage, there’s a lot more to consider than just the interest rate. Which is why it pays to work with a mortgage adviser who understands the complexities and can guide you every step of the way. But choosing the right mortgage adviser can also be tricky. Here are 5 questions we suggest you ask before deciding on an adviser.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Information on buying and selling, Home Buying Traps, buying property, Mortgage Advice

Home Buyer Traps to Avoid

Oct 16, 2018 7:52:21 AM

Buying a home is one of the largest and most complex purchases you’re ever likely to make. And getting it wrong can have a significant impact on both your financial and emotional health. That’s why it’s important to take time to fully research and understand the process and the complexities that go along with home buying. Here are our home buyer traps to avoid.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Information on buying and selling, Home Buying Traps, buying property

How to Win at Auction

Oct 9, 2018 8:27:00 AM

While auctions can be an incredibly stressful and intensive – even intimidating - way to buy property, they are also one of the fastest and simplest means of selling property. As a prospective buyer, it’s important you’re familiar with the highly unpredictable and often fast-paced process of an auction in order to be successful. Here are some tips.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Information on buying and selling, Buying at auction, Auctions, live auctions, property auction

Buying a Home When You’re Self-Employed

Oct 6, 2018 8:47:06 AM

Applying for a home loan when you’re self-employed – or have contract or seasonal work – can be tricky. But the good news is, there are still options available to you: A low-doc home loan allows self-employed business owners to apply for a home loan from a non-bank lender with minimal income verification. Read on to find out more about buying a home when you’re self-employed.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Low Doc Home Loan, Small Business Lending, first home buyer

Simplifying Business Lending

Oct 5, 2018 8:36:03 AM

As a small to medium sized business owner, you may already have experienced the complexities that come with securing a business loan or funding for your business. Mountains of paperwork and number-crunching are usually followed by an endless wait on your lender’s decision. But the process needn’t be such an ordeal.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Small Business Lending, Business Finance

Top Tips For Buying Off Plan

Sep 17, 2018 12:03:37 PM

Buying off the plan is becoming an increasingly popular option for good reason. As well as getting a brand new home, you’re also buying at a set price and usually only need a small deposit. However, if you do decide to go down this route, it’s vital you go in with your eyes wide open. Here are some of the things you need to think about when buying off the plan.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Information on buying and selling, house sales, Buying Off-The-Plan, Buying Off-Plan

What to Think About When Writing a Will

Sep 14, 2018 5:04:05 PM

It’s not a subject most people enjoy talking about, but it’s an important one none-the-less. Writing a will ensures your assets are distributed as you would want them. When someone passes away without a will, the law determines how their assets are divided regardless of what they or their family want. Here’s what to think about when writing a will.


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Topics: Mortgages, NZ Mortgage Adviser, NZ Property Market, NZ Property, Writing a Will