5% deposits for first-home buyers

Sep 27, 2019 8:08:00 AM

Recent changes to KiwiBuild could help more first home buyers into the property market. Early in September 2019, Government announced a reset of the affordable housing policy including a drop in the deposit requirements for Welcome Home Loans, progressive home ownership schemes, and the removal of the earnings limit so multiple buyers could be eligible for combined HomeStart Grants.


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Topics: First Home, NZ Finance, first home buyer, NZ Mortgage Adviser, Low Deposit, Home Loan Advice

5 Mortgage Mistakes to Avoid

Jun 21, 2019 3:18:54 PM

Whether you’re a first home buyer or a seasoned investor, making a bad decision on your mortgage could end up costing you in both time and money. When it comes to a mortgage, what you don’t know CAN in fact hurt you! Knowing what pitfalls to avoid will help you make better decisions. Here are 5 mortgage mistakes to avoid.


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Topics: nz mortgage, first home buyer, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

First Home Buyer Tips

Jun 17, 2019 5:40:15 PM

No doubt about it: buying your first home is exciting. But it can also be incredibly stressful, which is why it’s so important to prepare yourself for the journey ahead, by doing your homework and getting advice from the right people. So that you understand all you need to know about buying your first home, we’re sharing our first home buyer tips.


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Topics: First Home, nz mortgage, first home buyer, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

A Practical Guide to Borrowing

May 10, 2019 6:54:37 AM

When it comes to buying property, money is the number one thing on most people’s minds! And understandably so, as it’s likely the biggest purchase you’ll ever make. While a lot of the information you can find online is about preparing a mortgage application, it’s just as important you feel confident about what you’re signing up for once your mortgage is approved. Here are some of the practical things to think about.


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Topics: Lenders, nz mortgage, first home buyer, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, First time homeowner, Home Loan Application, Borrowing Advice

5 First home buyer mistakes to avoid

Apr 16, 2019 7:57:49 AM

When buying your first home, it’s easy to get swept up in a whirlwind of excitement and make mistakes that could end up costing you later on. Even if you’ve done your research and have a good understanding of the property market, there’s a lot to take in and to think about. Here are 5 first home buyer mistakes to avoid.


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Topics: nz mortgage, first home buyer, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, First time homeowner

First Home Buyer’s FAQ

Mar 20, 2019 9:15:47 AM

Buying your first home is one of the biggest investments you’ll ever make so it’s understandable you may be feeling a little overwhelmed. Before stepping onto the property ladder, it’s essential you do your homework and properly prepare for the journey ahead. To help you avoid any nasty surprises, we’re sharing the questions most first home buyers ask as well as our advice and recommendations.


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Topics: Kiwisaver, First Home, first home buyer, NZ Mortgage Adviser, Home Loan Advice, HomeStart Grant, First time homeowner, Kiwisaver withdrawal

Buying a Home When You’re Self-Employed

Oct 6, 2018 8:47:06 AM

Applying for a home loan when you’re self-employed – or have contract or seasonal work – can be tricky. But the good news is, there are still options available to you: A low-doc home loan allows self-employed business owners to apply for a home loan from a non-bank lender with minimal income verification. Read on to find out more about buying a home when you’re self-employed.


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Topics: Mortgages, NZ Property, first home buyer, NZ Property Market, NZ Mortgage Adviser, Small Business Lending, Low Doc Home Loan

A Guide for First Home Buyers

Sep 13, 2018 8:48:37 AM

The latest figures are out and they’re daunting to say the least! According to real estate statistics website One Roof, first home buyers in Auckland need to earn at least three times the median income in order to buy property. That’s a whopping $241,200 annually per household! So, how do you get a foot on that elusive property ladder? Here are a few options.


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Topics: Kiwisaver, Mortgages, NZ Property, first home buyer, Information on buying and selling, NZ Property Market, NZ Mortgage Adviser, Welcome Home Loan, HomeStart Grant

Helping your kids onto the property ladder

May 11, 2018 11:47:30 AM

Despite a slowdown in property price increases, many first home buyers are still struggling to get a foot onto the property ladder. Which is why they’re turning to the bank of mum and dad for help. Is this a viable solution or are we just shifting the problem? Find out more about helping your kids onto the property ladder.


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Topics: Retirement, Debt Consolidation, Mortgages, Savings, first home buyer, Bank of mum and dad

Inspiring Good Saving Habits

May 11, 2018 11:39:15 AM

Most of us are aware of the importance of saving: Saving for a first home, saving for a holiday, saving for retirement. But how often does that message filter through to our children? Experts say it’s never too early to start talking to children about money, and this amazingly simple formula could help kickstart their good saving habits.


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Topics: Retirement, Debt Consolidation, Mortgages, Savings, first home buyer