A Career Fuelled by Creating Relationships & Reaching Sales Milestones

Feb 26, 2024 12:34:19 PM

Success in the any industry is often measured in milestones, and for Sue Clydesdale, Mortgage Adviser - Mortgage Express, reaching the $1 billion career settled sales mark is a testament to a lifetime dedicated to the art of the deal and the power of enduring personal relationships.

From the thriving community of Christchurch to the bustling halls of Grenadier Real Estate, where Sue has been a steadfast presence throughout her career, her journey is one of resilience through natural disasters, economic trials, and the changing tides of the real estate market.

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Topics: Mortgage Advisers, Achievements, Home Ownership

Unlocking Home Ownership Goals: 3 Essential Budgeting Tips for Kiwis

Feb 26, 2024 5:00:00 AM

Buying a home in New Zealand takes careful financial planning, especially when it comes to budgeting. A clear understanding of financial situation is crucial for first home buyers who face challenges such as high prices, tough competition, and strict lending rules. Whether you’re already preparing to enter the property market or just starting your journey to home ownership, here are 3 essential budgeting tips to help transform your financial goals into reality.

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Topics: Home Ownership, First Home Buyer, Mortgage Advice

Break Free From the Lazy Tax Trap and Get More out of Your Finances

Feb 24, 2024 5:30:00 AM

Do you ever feel like you're paying more than you should for everyday expenses? You're not alone. Many Kiwis are unknowingly shelling out extra cash in the form of “lazy tax”, a sneaky surcharge that’s the result of sticking with the same service provider without exploring better deals. But there is help! With proactive effort, it’s possible to break free from the lazy tax trap and keep more money in your pocket. Here are 3 tips that may help.

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Topics: Financial Health, Financial Advice, Mortgage Advice

Downsizing in Retirement: The Physical, Mental & Financial Impact

Feb 22, 2024 11:50:00 AM

Homeowners reaching retirement age often think about downsizing the family home to help fund retirement. For those facing this decision, it’s important to consider the emotional, physical and financial impact that moving out can have. For older Kiwis who may be feeling the pinch, there are alternative finance options available, such as a reverse mortgage, that allow you to release equity from your home, without the need to make regular repayments. Find out if a reverse mortgage is right for you.

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Topics: Retirement, Financial Health, Health and Wellbeing, Buying and selling

Six Common Insurance Pitfalls Tripping up New Zealanders

Feb 20, 2024 11:42:51 AM

Navigating the complex landscape of insurance can feel a bit like negotiating a minefield, with hidden hazards ready to trip up even the most diligent of consumers. Amongst these are six common insurance pitfalls which are often overlooked yet have the power to leave Kiwis without enough cover or entirely excluded from their expected benefits. Find out what to look out for and get practical advice on how to avoid these common insurance pitfalls.

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Topics: Insurance Advisers, Life Insurance, Home Insurance, Vehicle Insurance

Helping Clients Reach Their Property Goals

Feb 12, 2024 1:25:32 PM

‘It will all work out’ – How one mortgage adviser's trust in the journey has helped her clients reach their destination...

Annabelle (Belle) Lewis’ start to the financial advising industry was a unique one. Originally, she had planned to have a career in political science, but merely three weeks after graduating with a master’s degree in international relations and diplomacy, the overarching Covid pandemic hit, leaving her with little to no job prospects. In such a competitive industry, instead of letting the pandemic ruin her career plans, Belle strategically pivoted, and decided to focus her efforts on starting a career in financial advising.

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Topics: Mortgage Advisers, Home Loan, Health and Wellbeing

Navigating Divorce or Separation: What Happens to The Mortgage?

Jan 23, 2024 12:00:00 AM

Going through a divorce or separation is understandably unsettling, and having to divide shared assets – such as the mortgage – adds an extra layer of complexity. For those facing this situation, it’s important to understand how the mortgage may be affected, as well as the vital role mortgage advisers can play in helping clients navigate three common areas of conflict: managing mortgage repayments, buying out the other person, and agreeing when to sell.

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Topics: Health and Wellbeing, Property and divorce, Relationship Property

5 Secrets to Moving Home Like a Pro

Jan 22, 2024 12:00:00 AM

Moving home is often considered one of life’s most stressful experiences. Packing up the home, switching utility providers, and arranging movers are just some of the things that can add to the stress of moving home. Whether you’re moving down the road or across the country, moving to a new home can be a breeze with the right approach. From creating a well-organised plan to decluttering and packing efficiently, these five practical tips will help simplify the process and make your transition smoother.

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Topics: Moving House, Health and Wellbeing, Buying and selling

5 Reasons to Choose an Astute Insurance Adviser for Your General Insurance Needs

Jan 19, 2024 4:50:32 PM

Life is full of uncertainties and whilst we can't predict the future, we can certainly take steps to prepare for it. General Insurance acts as a financial safety net, safeguarding your home, personal belongings, car and business against unexpected events. From minor inconveniences to major setbacks, General Insurance ensures peace of mind and stability in the face of life’s uncertainties. Here are five compelling reasons why working with an Astute Insurance Adviser for your General Insurance needs can make all the difference.

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Topics: Insurance Advisers, Insurance, Financial Health

Set Yourself Up For a Financially Successful Year

Jan 18, 2024 4:45:44 PM

The start of a new year is the perfect time to assess your financial health and set realistic goals for a financially successful year ahead. Whether you’re a first home buyer, a seasoned homeowner, or just looking to make the most of your financial situation, a proactive and informed approach is the key to achieving financial success. Read on as we share three essential steps to help you reach your financial goals in 2024.

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Topics: Kiwisaver, Financial Health, Refinancing, Budgeting