Contact Us

    Freephone: 0800 226 226

    Mortgage Express Head Office
    PO Box 9268, Newmarket,
    Auckland 1149.
    Phone: +64 (09) 522 6589
    Fax: +64 (09) 522 8610

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    An affordable way to get those things you need.

    Personal Loan Information and Advice

    Let us help you take care of your personal debt

    NZCU Baywide is Mortgage Express’ preferred provider of competitive personal lending options. NZCU Baywide is one of the largest Credit Unions in New Zealand, and has been in business for over 40 years. They are 100% Kiwi owned and focused on helping everyday Kiwis achieve their financial goals.

    Specialists in personal loans & debt consolidation

    NZCU Baywide offer some of the lowest personal loan rates in the market, starting from 9.9%p.a.*. Thinking of upgrading a car, consolidating a hire purchase or credit card debt, taking a holiday or planning a special occasion like a wedding? Talk to the team today.


    • Personal loan interest rates from 9.90%p.a.*
    • Terms from 6 months – 5 years
    • Loan size from $2,000 – $60,000
    • Dedicated online team able to complete the entire process over the web
    • Fast processing of loan applications

    Get a better deal at NZCU Baywide

    Interest free period on your credit card or hire purchase expired? You could be paying up to 29%p.a. interest. Consolidate this debt into a competitive personal loan with NZCU Baywide. They could save you money on interest, reduce your weekly repayments and help you pay it off quicker.

    Contact a Mortgage Express adviser to find out more

    *Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply.