When it comes to applying for a home loan, not everyone ticks the boxes with a lengthy permanent employment, more than 20 per cent deposit, and an impeccable credit history. But that doesn’t mean you have to miss out. Fortunately there are a range of lenders who will still consider applications even if you’re not the ideal borrower. Read on to find out what to do if the bank says no.
Topics: Home Loan, First Home Buyer, Home Loan Advice, Mortgage Advice, Home Loan Application
When it comes to applying for a home loan, not everyone ticks the boxes with a lengthy permanent employment, more than 20 per cent deposit, and an impeccable credit history. But that doesn’t mean you have to miss out. Fortunately there are a range of lenders who will still consider applications even if you’re not the ideal borrower. Read on to find out what to do if the bank says no.
Topics: Home Loan, First Home Buyer, Home Loan Advice, Mortgage Advice, Home Loan Application
Many clients planning to utilise some of the investment in KiwiSaver to buy their first home have seen, over last few months, a drastic reduction in the KiwiSaver investment balances. This has created a lot of attention amongst first home buyers. The purpose of this communication is to quickly and briefly explain what is happening and what may be the best course of action in the current situation.
Topics: Kiwisaver, First Home Buyer, Low Deposit, Home Loan Application, Kiwisaver withdrawal
When it comes to applying for a home loan, not everyone ticks the boxes with a lengthy permanent employment, more than 20 per cent deposit, and an impeccable credit history. But that doesn’t mean you have to miss out. Fortunately there are a range of lenders who will still consider applications even if you’re not the ideal borrower. Read on to find out what to do if the bank says no.
Topics: Home Loan, First Home Buyer, Home Loan Advice, Mortgage Advice, Home Loan Application
Choosing the right home loan to fit your lifestyle and your needs can be a challenge, especially if you’re new to the property market and you don’t have a good understanding of how home loans are structured. To help you better understand the different types of home loans as well as the pros and cons of each, we’ve created a handy guide that takes you through each option.
Topics: NZ Finance, Home Loan Rates, NZ Mortgage Adviser, Home Loan Advice, Welcome Home Loan, Low Doc Home Loan, Home Loan Application
When it comes to buying property, money is the number one thing on most people’s minds! And understandably so, as it’s likely the biggest purchase you’ll ever make. While a lot of the information you can find online is about preparing a mortgage application, it’s just as important you feel confident about what you’re signing up for once your mortgage is approved. Here are some of the practical things to think about.
Topics: Lenders, nz mortgage, First Home Buyer, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, First time homeowner, Home Loan Application, Borrowing Advice
