Types of home loans in NZ

Nov 16, 2019 12:14:00 PM

Choosing the right home loan to fit your lifestyle and your needs can be a challenge, especially if you’re new to the property market and you don’t have a good understanding of how home loans are structured. To help you better understand the different types of home loans as well as the pros and cons of each, we’ve created a handy guide that takes you through each option.


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Topics: NZ Finance, Home loan rates, NZ Mortgage Adviser, Home Loan Advice, Welcome Home Loan, Low Doc Home Loan, Home Loan Application

Is your home loan competitive?

Jan 10, 2019 11:19:20 AM

It’s a good idea to review your mortgage from time to time, and particularly so if your fixed term ends soon. A mortgage review is a chance to check things like the level of interest you’re paying, whether you’re still getting the best deal, and if your mortgage is structured to suit your lifestyle. Take a look at some of the other benefits of a mortgage review.


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Topics: Home loan rates, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, Home Loan Advice

Non-bank lending options

Feb 14, 2018 8:00:00 AM

Choosing a mortgage involves a great deal more than simply approaching your bank for a loan. Shopping around both bank and non-bank lenders is an important part of the process which, regrettably, too many Kiwis neglect to do. It’s true that non-bank lenders haven’t always enjoyed the best reputation, but more and more home buyers are discovering just how effective this type of lending can be, particularly when banks say no.


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Topics: Home Loan, new zealand property, new zealand real estate, nz mortgage, mortgage stress, mortgage adviser, Home loan rates, NZ Property Market, non-bank lender, lending options