5 Mortgage Mistakes to Avoid

Jun 21, 2019 3:18:54 PM

Whether you’re a first home buyer or a seasoned investor, making a bad decision on your mortgage could end up costing you in both time and money. When it comes to a mortgage, what you don’t know CAN in fact hurt you! Knowing what pitfalls to avoid will help you make better decisions. Here are 5 mortgage mistakes to avoid.


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Topics: nz mortgage, first home buyer, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

First Home Buyer Tips

Jun 17, 2019 5:40:15 PM

No doubt about it: buying your first home is exciting. But it can also be incredibly stressful, which is why it’s so important to prepare yourself for the journey ahead, by doing your homework and getting advice from the right people. So that you understand all you need to know about buying your first home, we’re sharing our first home buyer tips.


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Topics: First Home, nz mortgage, first home buyer, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

Are you due for a mortgage review?

Jun 17, 2019 5:35:07 PM

Following the Reserve Bank’s decision to lower the official cash rate to 1.5 per cent early last month, banks have been quick to follow with lower mortgage rates, representing not only an opportunity for new buyers to enter the market, but also a chance for existing home owners to pay off their mortgage much faster. If you haven’t reviewed your mortgage recently, you could be missing out.


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Topics: nz mortgage, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice, mortgage review

First tier lenders vs. second tier lenders

Jun 17, 2019 5:30:58 PM

Stricter lending conditions across New Zealand and Australia have led to a rise in the number of borrowers turning to second tier lenders for finance. Second tier lenders – or non-bank lenders - while tightly regulated, are privately owned and often have more flexibility in the rates and fees they can offer. As a borrower who doesn’t quite meet bank lending criteria, a second tier or non-bank lender may be the answer.


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Topics: Lenders, nz mortgage, non-bank lender, lending options, NZ Mortgage Adviser, Home Loan Advice, Mortgage Advice

Advice for Young Property Investors

Aug 13, 2018 10:16:51 AM

Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser, Financial Advice, Home Loan Advice

Mortgage Adviser vs. Lender Direct

Aug 13, 2018 10:12:25 AM

If you haven’t already worked with a mortgage adviser, you may be wondering why you should consider doing so. Why not go directly to the lender instead? Aside from the obvious – having someone else do the legwork for you – there are several other benefits to working with a mortgage adviser. Take a look at what these are.


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Topics: Finance Update, Mortgages, NZ Property, finance health check, NZ Property Market, lending options, NZ Mortgage Adviser

Non-bank lending options

Feb 14, 2018 8:00:00 AM

Choosing a mortgage involves a great deal more than simply approaching your bank for a loan. Shopping around both bank and non-bank lenders is an important part of the process which, regrettably, too many Kiwis neglect to do. It’s true that non-bank lenders haven’t always enjoyed the best reputation, but more and more home buyers are discovering just how effective this type of lending can be, particularly when banks say no.


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Topics: Home Loan, new zealand property, new zealand real estate, nz mortgage, mortgage stress, mortgage adviser, Home loan rates, NZ Property Market, non-bank lender, lending options