Experiencing Financial Hardship... What are my options?

Apr 2, 2020 1:04:47 PM

In these unprecedented times, many people may be struggling to meet their financial obligations and experiencing financial hardship. There is help though. Most New Zealand banks have a financial hardship policy available to assist customers who may be experiencing some form of financial hardship due to Covid-19. If you need advice around your options for getting through the next few months, talk to one of our team. We're here to help!


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Mortgage Advice, Financial Hardship

We're here to help you...

Mar 27, 2020 7:39:41 AM

Mortgage Express will continue to serve our customers during this difficult period. With 50 mortgage and insurance advisers located throughout New Zealand, we are committed to helping you manage your finances in these unprecedented times. We can meet you online and talk through your financial options so that you have a clear path ahead for the uncertain future. If you have any questions or concerns, get in touch with our team today.


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Mortgage Advice, Financial Hardship

Mortgage Express: What we can do to help with financial hardship

Mar 22, 2020 9:05:11 PM

Financial hardship can happen to anybody, at any time and has many causes. As the evolving challenges and restrictions related to the COVID-19 virus are ever changing, it would be fair to say that life can be unpredictable and situations are sometimes outside of your control.


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Mortgage Advice, Financial Hardship

Can Afterpay Affect my Mortgage Application?

Feb 18, 2020 4:20:32 PM

New financial technology has taken the retail world by storm. Systems that allow you to pay off your purchase by staggered repayments over a number of weeks with no interest charged, are being offered in most online stores and in-store too. But could these “lay-by” services be doing more damage than good? Can Afterpay and the likes actually affect a mortgage application?


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Financial Health, Bad credit

5 Steps to becoming debt-free

Dec 17, 2018 11:38:08 AM

Online shopping means spending money has never been easier. The convenience of never having to leave home to buy everything you need comes at a price though, as it’s just as easy to overspend and end up in debt. The good news is it is possible to break that cycle of overspending and be debt-free. We share a few simple steps to help get you started.


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Topics: Debt Consolidation, Debt to Income Ratio, Household Debt, Christmas Debt, Christmas spending, Mortgage Debt, Debt-free

Setting a Christmas budget

Dec 11, 2018 7:02:31 AM

It’s easy to get wrapped up in the busy-ness of the season and end up spending far more than you intended at Christmas time. From buying extravagant gifts to decorating your home to the endless entertaining: Christmas spending quickly adds up. Which is why creating a Christmas budget makes perfect sense. Here are some key steps you can take to set a budget for Christmas that won’t break your bank.


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Topics: Household Expenses, Christmas, Household Debt, Christmas Debt, Budgeting, Christmas spending, Mortgage Debt