Ways to get debt-free faster

May 22, 2020 7:37:19 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


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Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

We're here to help you...

Mar 27, 2020 7:39:41 AM

Mortgage Express will continue to serve our customers during this difficult period. With 50 mortgage and insurance advisers located throughout New Zealand, we are committed to helping you manage your finances in these unprecedented times. We can meet you online and talk through your financial options so that you have a clear path ahead for the uncertain future. If you have any questions or concerns, get in touch with our team today.


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Mortgage Advice, Financial Hardship

Mortgage Express: What we can do to help with financial hardship

Mar 22, 2020 9:05:11 PM

Financial hardship can happen to anybody, at any time and has many causes. As the evolving challenges and restrictions related to the COVID-19 virus are ever changing, it would be fair to say that life can be unpredictable and situations are sometimes outside of your control.


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Mortgage Advice, Financial Hardship

Can Afterpay Affect my Mortgage Application?

Feb 18, 2020 4:20:32 PM

New financial technology has taken the retail world by storm. Systems that allow you to pay off your purchase by staggered repayments over a number of weeks with no interest charged, are being offered in most online stores and in-store too. But could these “lay-by” services be doing more damage than good? Can Afterpay and the likes actually affect a mortgage application?


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Topics: Credit Card Debt, Debt Consolidation, Household Debt, Financial Health, Bad credit

How to get debt-free faster

Dec 11, 2019 5:38:00 AM

There’s no worse feeling than trying to pay down debt that is quickly spiralling out of control. If you’re feeling overwhelmed by the amount of debt you have, there is a solution. Take control of your money and secure a more stable financial future with these 5 strategies that can make paying off your debt faster and a lot less painful.


Read more

Topics: Debt Consolidation, NZ Finance, Christmas Debt, Home Loan Advice, Debt-free

Planning for Christmas Expenses

Nov 18, 2019 6:00:00 AM

Christmas is just around the corner, and if you’re already feeling the pinch of festive spending to come, there’s no better time to get planning. Holiday gift-giving and entertaining can be a real drain on the wallet and your mental health so it’s vital you plan ahead with a solid budget that’s realistic and attainable. We’ve put together a list of ideas to help you celebrate Christmas while staying within your limit.


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Topics: Debt Consolidation, NZ Finance, Budgeting, NZ Mortgage Adviser, Home Loan Advice

Why it makes financial sense to consolidate your debt

Sep 10, 2019 8:08:00 AM

If you’re feeling weighed down by the amount of debt you have and the number of repayments you’re trying to manage each month, debt consolidation could be the answer. Debt consolidation rolls multiple high-interest debts into a single payment which could help reduce your total debt over time and ensure you pay it off faster. Not convinced? Here are 5 ways consolidating your debt makes financial sense.


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Topics: Credit Card Debt, Debt Consolidation, Finance Update, NZ Finance, Credit Check, Home Loan Advice, Debt-free

Improve Your Loan-Ability

Aug 14, 2019 8:20:56 AM

Understanding how lenders assess lending criteria could help improve your chances of success when it comes to a home loan application. Your borrowing power and borrowing capacity will depend on your income, family size, current debts and the type of loan you’re applying for. But did you know that there are a few simple steps you can take to improve your borrowing power? Take a look at what these are.


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Topics: Credit Card Debt, Debt Consolidation, Finance Update, NZ Finance, Credit Check, Home Loan Advice, Debt-free

5 Steps to becoming debt-free

Dec 17, 2018 11:38:08 AM

Online shopping means spending money has never been easier. The convenience of never having to leave home to buy everything you need comes at a price though, as it’s just as easy to overspend and end up in debt. The good news is it is possible to break that cycle of overspending and be debt-free. We share a few simple steps to help get you started.


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Topics: Debt Consolidation, Debt to Income Ratio, Household Debt, Christmas Debt, Christmas spending, Mortgage Debt, Debt-free

Helping your kids onto the property ladder

May 11, 2018 11:47:30 AM

Despite a slowdown in property price increases, many first home buyers are still struggling to get a foot onto the property ladder. Which is why they’re turning to the bank of mum and dad for help. Is this a viable solution or are we just shifting the problem? Find out more about helping your kids onto the property ladder.


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Topics: Retirement, Debt Consolidation, Mortgages, Savings, First Home Buyer, Bank of mum and dad